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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Amazeballs

Brilliant service got my card within a few days of applying Reviewed on: 15th February 2021

Great card issuer

So far my experience has been exceptional Reviewed on: 15th February 2021

Top drawer service

Very easy to set up, and deal with and all information available it’s easy enough to understand Reviewed on: 15th February 2021

Great company highly rated

No problems easy as 1 2 3 and great to understand there payment systems the app is great simple and precise Reviewed on: 15th February 2021

Great service

Swift, professional and always an incredibly helpful person on the end of the phone. Reviewed on: 15th February 2021

Easy to use

Easy to talk to very friendly and polite Reviewed on: 15th February 2021

Excellent service

From start to finish their customer service is impeccable. Reviewed on: 15th February 2021

Easily manageable through the App

The app is so easy to use and keep an eye on your expenditure and also to make payments on time. Reviewed on: 15th February 2021

Great credit builder card

My credit history was bad, but with my zopa credit card it's on the up. The app is a great way to manage my account, and I get alerts when I spend to show me my balance. Thanks zopa for helping me to get myself back on track. Reviewed on: 15th February 2021

Very easy to use

The app is very easy to use making easy to stay in control. Reviewed on: 15th February 2021

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