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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Easy to spend

Easy to use and services are good Reviewed on: 15th February 2021

Amazing

So easy to use. I use it as a company credit card. So easy to match receipts with credit card spend. Reviewed on: 15th February 2021

Simple to use

I love this banks app because it is very easy to use. It informs you how much you spend immediately which is good Reviewed on: 15th February 2021

Very easy and helpful to use

Great and very easy to apply and use Reviewed on: 15th February 2021

Fantastic card

I have a zopa card and I like it very much.I like the fact that it tells me when I use it on my phone Reviewed on: 15th February 2021

Amazeballs

Brilliant service got my card within a few days of applying Reviewed on: 15th February 2021

Great card issuer

So far my experience has been exceptional Reviewed on: 15th February 2021

Top drawer service

Very easy to set up, and deal with and all information available it’s easy enough to understand Reviewed on: 15th February 2021

Great company highly rated

No problems easy as 1 2 3 and great to understand there payment systems the app is great simple and precise Reviewed on: 15th February 2021

Great service

Swift, professional and always an incredibly helpful person on the end of the phone. Reviewed on: 15th February 2021

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