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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Great service

Very good service, great communication. Reviewed on: 15th February 2021

Excellent!

Great for rebuilding credit. Fast quick service, friendly customer service and the app makes it all extremely convenient! Reviewed on: 15th February 2021

Very good

Very good and interactive with instant updates through to your phone. Very easy to track spending Reviewed on: 15th February 2021

Totally brilliant service and provider.

Every time I make a transaction I am notified. This is a really good service. And it should be adopted by all credit card providers. It really helps to keep me on track with my spending. Reviewed on: 15th February 2021

Excellent

Great customer service. This card has been a lifesaver! Reviewed on: 15th February 2021

card

Card Easy To Use, When It Comes You Can Check Your Balance At Any Time Of Day Reviewed on: 15th February 2021

Excellent service

Very good service highly trained staff definitely recommend 5**** Reviewed on: 15th February 2021

Amazing features

Great features to us, easily can see what’s spent, doesn’t take 2 days to update balance once you’ve paid off like with most companies and you can see how to improve your score too! Reviewed on: 15th February 2021

Would you credit it?

Zopa quite simply offers, ease of use, transparency, flexibility, and great app to control spending and payments Reviewed on: 15th February 2021

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