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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44350)

Easy to use

5
Easy to talk to very friendly and polite Reviewed on: 15th February 2021
k.wtaylor@hotmail.com's avatar
[email protected]

Excellent service

5
From start to finish their customer service is impeccable. Reviewed on: 15th February 2021
Rob Goodby's avatar
Rob Goodby

Easily manageable through the App

5
The app is so easy to use and keep an eye on your expenditure and also to make payments on time. Reviewed on: 15th February 2021
David Hope's avatar
David Hope

Great credit builder card

5
My credit history was bad, but with my zopa credit card it's on the up. The app is a great way to manage my account, and I get alerts when I spend to show me my balance. Thanks zopa for helping me to get myself back on track. Reviewed on: 15th February 2021
Helen's avatar
Helen

Very easy to use

5
The app is very easy to use making easy to stay in control. Reviewed on: 15th February 2021
Heather 's avatar
Heather

Fantastic

5
I got excepted . It was fast and i have no complaints at all. Truly brilliant Reviewed on: 15th February 2021
Ia 's avatar
Ia

Great full

5
Great full for the opportunity to bulk my credit score and have an emergency life line Reviewed on: 15th February 2021
rob@crezscorner.co.uk's avatar
[email protected]

Recommended

5
You can pay anywhere with it. In addition, you see exactly how much you have spent and when you make a payment it is immediately credited to your account. Reviewed on: 15th February 2021
Charlotta's avatar
Charlotta

Great service

5
Very good service, great communication. Reviewed on: 15th February 2021
Ryan's avatar
Ryan

Excellent!

5
Great for rebuilding credit. Fast quick service, friendly customer service and the app makes it all extremely convenient! Reviewed on: 15th February 2021
Lisa's avatar
Lisa

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