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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Very good easy app

I love the app and that fact you can set yourself a budget every month Reviewed on: 15th February 2021

Love it thanks for accepting me

Never thought I'd be accepted its really helped me out as I want to build my credit score Reviewed on: 15th February 2021

Very nice and swift

very nice, swift, application was very easy Reviewed on: 15th February 2021

Quick response for the card

Good response and worth having the card Reviewed on: 15th February 2021

User friendly service !

I'm a new customer and so far am extremely impressed with the service I've received Reviewed on: 15th February 2021

Fantastic

I can’t fault Zopa. Easy and simple to manage. First class. Reviewed on: 15th February 2021

excellent internet banking and very good services

excellent internet banking and very good services Reviewed on: 15th February 2021

It is the best credit card

I love how easy the app is to use and that when I pay my credit card the money is there instantly. It’s the best credit card I’ve ever had. Reviewed on: 15th February 2021

Great company

Very good service easy set up. Ideal for poor credit Reviewed on: 15th February 2021

Absolutely amazing

Easy to set up easy to work out and easy to understand very very good card company Reviewed on: 15th February 2021

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