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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Great full

5
Great full for the opportunity to bulk my credit score and have an emergency life line Reviewed on: 15th February 2021
rob@crezscorner.co.uk's avatar
[email protected]

Recommended

5
You can pay anywhere with it. In addition, you see exactly how much you have spent and when you make a payment it is immediately credited to your account. Reviewed on: 15th February 2021
Charlotta's avatar
Charlotta

Great service

5
Very good service, great communication. Reviewed on: 15th February 2021
Ryan's avatar
Ryan

Excellent!

5
Great for rebuilding credit. Fast quick service, friendly customer service and the app makes it all extremely convenient! Reviewed on: 15th February 2021
Lisa's avatar
Lisa

Very good

5
Very good and interactive with instant updates through to your phone. Very easy to track spending Reviewed on: 15th February 2021
sam_jones_1992@outlook.com's avatar
[email protected]

Totally brilliant service and provider.

5
Every time I make a transaction I am notified. This is a really good service. And it should be adopted by all credit card providers. It really helps to keep me on track with my spending. Reviewed on: 15th February 2021
Anthony Arnold's avatar
Anthony Arnold

Excellent

5
Great customer service. This card has been a lifesaver! Reviewed on: 15th February 2021
Gillian 's avatar
Gillian

card

5
Card Easy To Use, When It Comes You Can Check Your Balance At Any Time Of Day Reviewed on: 15th February 2021
S Woods's avatar
S Woods

Excellent service

5
Very good service highly trained staff definitely recommend 5**** Reviewed on: 15th February 2021
Jay's avatar
Jay

Amazing features

5
Great features to us, easily can see what’s spent, doesn’t take 2 days to update balance once you’ve paid off like with most companies and you can see how to improve your score too! Reviewed on: 15th February 2021
Zachbradley95's avatar
Zachbradley95

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