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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Amazing features

Great features to us, easily can see what’s spent, doesn’t take 2 days to update balance once you’ve paid off like with most companies and you can see how to improve your score too! Reviewed on: 15th February 2021

Would you credit it?

Zopa quite simply offers, ease of use, transparency, flexibility, and great app to control spending and payments Reviewed on: 15th February 2021

Zopa

I am over joyed that zopa has given me a chance as all other lenders have let me down Reviewed on: 15th February 2021

Fantastic company Zopa are awesome

Being with Zopa give me tiaras piece of mind Zopa u are the number one go to credit card . Reviewed on: 15th February 2021

Quick and easy

Very straightforward to apply. Afterwards really quick to proceed and get card. Super efficient! Reviewed on: 15th February 2021

Great plastic friend !

Had problems in the past with credit, Zopa trusted me with there card, and I’d keep up repayments no problem to get my credit rating up Reviewed on: 15th February 2021

Great afford for person history build up

Carry on like how you are now . We love your support for helping build the credit history up . Thanks Reviewed on: 15th February 2021

The stars will be always

the process very securty and fast, easy to use and very good customer service Reviewed on: 15th February 2021

Zopa credit card the best

Immediate response times Easy instructions- great company Reviewed on: 15th February 2021

Great card to have!!!

Zopa are a great company to have a card with. With UK call centres and great staff what else could you ask for Reviewed on: 15th February 2021

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