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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Very good

Very good and interactive with instant updates through to your phone. Very easy to track spending Reviewed on: 15th February 2021

Totally brilliant service and provider.

Every time I make a transaction I am notified. This is a really good service. And it should be adopted by all credit card providers. It really helps to keep me on track with my spending. Reviewed on: 15th February 2021

Excellent

Great customer service. This card has been a lifesaver! Reviewed on: 15th February 2021

card

Card Easy To Use, When It Comes You Can Check Your Balance At Any Time Of Day Reviewed on: 15th February 2021

Excellent service

Very good service highly trained staff definitely recommend 5**** Reviewed on: 15th February 2021

Amazing features

Great features to us, easily can see what’s spent, doesn’t take 2 days to update balance once you’ve paid off like with most companies and you can see how to improve your score too! Reviewed on: 15th February 2021

Would you credit it?

Zopa quite simply offers, ease of use, transparency, flexibility, and great app to control spending and payments Reviewed on: 15th February 2021

Zopa

I am over joyed that zopa has given me a chance as all other lenders have let me down Reviewed on: 15th February 2021

Fantastic company Zopa are awesome

Being with Zopa give me tiaras piece of mind Zopa u are the number one go to credit card . Reviewed on: 15th February 2021

Quick and easy

Very straightforward to apply. Afterwards really quick to proceed and get card. Super efficient! Reviewed on: 15th February 2021

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