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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Very good

Really easy to use the app, payments straight away once paid not like other where it takes 3/4 days, would definitely recommend Reviewed on: 15th February 2021

Excellent service

Since using Zopa I have found that it's a card that really works for me and the app is really easy to use which helps me keep track of my finances Reviewed on: 15th February 2021

Brilliant and so simple

Was so easy to apply and then set up the app once card arrived. Would definitely recommend them to anyone Reviewed on: 15th February 2021

Easy to use

Easy to use, app is simple to navigate and keeps you up-to-date with txt alerts. I also like the way you can cap your spending with the safety net Reviewed on: 15th February 2021

Card for family

Just got this card for my wife to use for bits and pieces and so far very happy, the app is clear and user friendly and even with my fat thumbs I've had zero issues while looking through the many features. Reviewed on: 15th February 2021

Quick and easy to apply for and card arrived in short period of time

Card application easy to do and was impressed from time of approval and receipt of card in a very short time Reviewed on: 15th February 2021

Banking how it should be

Simple and easy to apply in the first place. Superb app that keeps you in touch and in control. Alerts when you spend and when payments are due. When you make a payment by debit card it credits your account/balance immediately. Reviewed on: 15th February 2021

Easy

Easy to apply and very good customer service. Very good app and easy to navigate Reviewed on: 15th February 2021

Excellent Service

Zopa keep you on track and update you all the time, so you are in control Reviewed on: 15th February 2021

Love this card

It’s so simple and beautiful card. I love using it for my beauty treatments and also for online shopping. Reviewed on: 15th February 2021

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