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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great plastic friend !

Had problems in the past with credit, Zopa trusted me with there card, and I’d keep up repayments no problem to get my credit rating up Reviewed on: 15th February 2021

Great afford for person history build up

Carry on like how you are now . We love your support for helping build the credit history up . Thanks Reviewed on: 15th February 2021

The stars will be always

the process very securty and fast, easy to use and very good customer service Reviewed on: 15th February 2021

Zopa credit card the best

Immediate response times Easy instructions- great company Reviewed on: 15th February 2021

Great card to have!!!

Zopa are a great company to have a card with. With UK call centres and great staff what else could you ask for Reviewed on: 15th February 2021

Fantastic affordable and fair

Zopa took a chance on me where other companies didn’t. Thank goodness for companies like you for giving people like me a second chance 5***** Reviewed on: 15th February 2021

Excellent, Quality Credit

I found Zopa and was really impressed with the ability to purchase small items and spread the cost. The site is easy to use, no jargon and no hassle fees or confusing tariffs Reviewed on: 15th February 2021

Very good easy app

I love the app and that fact you can set yourself a budget every month Reviewed on: 15th February 2021

Love it thanks for accepting me

Never thought I'd be accepted its really helped me out as I want to build my credit score Reviewed on: 15th February 2021

Very nice and swift

very nice, swift, application was very easy Reviewed on: 15th February 2021

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