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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Fantastic affordable and fair

Zopa took a chance on me where other companies didn’t. Thank goodness for companies like you for giving people like me a second chance 5***** Reviewed on: 15th February 2021

Excellent, Quality Credit

I found Zopa and was really impressed with the ability to purchase small items and spread the cost. The site is easy to use, no jargon and no hassle fees or confusing tariffs Reviewed on: 15th February 2021

Very good easy app

I love the app and that fact you can set yourself a budget every month Reviewed on: 15th February 2021

Love it thanks for accepting me

Never thought I'd be accepted its really helped me out as I want to build my credit score Reviewed on: 15th February 2021

Very nice and swift

very nice, swift, application was very easy Reviewed on: 15th February 2021

Quick response for the card

Good response and worth having the card Reviewed on: 15th February 2021

User friendly service !

I'm a new customer and so far am extremely impressed with the service I've received Reviewed on: 15th February 2021

Fantastic

I can’t fault Zopa. Easy and simple to manage. First class. Reviewed on: 15th February 2021

excellent internet banking and very good services

excellent internet banking and very good services Reviewed on: 15th February 2021

It is the best credit card

I love how easy the app is to use and that when I pay my credit card the money is there instantly. It’s the best credit card I’ve ever had. Reviewed on: 15th February 2021

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