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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great company

Very good service easy set up. Ideal for poor credit Reviewed on: 15th February 2021

Absolutely amazing

Easy to set up easy to work out and easy to understand very very good card company Reviewed on: 15th February 2021

Very good

Really easy to use the app, payments straight away once paid not like other where it takes 3/4 days, would definitely recommend Reviewed on: 15th February 2021

Excellent service

Since using Zopa I have found that it's a card that really works for me and the app is really easy to use which helps me keep track of my finances Reviewed on: 15th February 2021

Brilliant and so simple

Was so easy to apply and then set up the app once card arrived. Would definitely recommend them to anyone Reviewed on: 15th February 2021

Easy to use

Easy to use, app is simple to navigate and keeps you up-to-date with txt alerts. I also like the way you can cap your spending with the safety net Reviewed on: 15th February 2021

Card for family

Just got this card for my wife to use for bits and pieces and so far very happy, the app is clear and user friendly and even with my fat thumbs I've had zero issues while looking through the many features. Reviewed on: 15th February 2021

Quick and easy to apply for and card arrived in short period of time

Card application easy to do and was impressed from time of approval and receipt of card in a very short time Reviewed on: 15th February 2021

Banking how it should be

Simple and easy to apply in the first place. Superb app that keeps you in touch and in control. Alerts when you spend and when payments are due. When you make a payment by debit card it credits your account/balance immediately. Reviewed on: 15th February 2021

Easy

Easy to apply and very good customer service. Very good app and easy to navigate Reviewed on: 15th February 2021

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