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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent, Quality Credit

I found Zopa and was really impressed with the ability to purchase small items and spread the cost. The site is easy to use, no jargon and no hassle fees or confusing tariffs Reviewed on: 15th February 2021

Very good easy app

I love the app and that fact you can set yourself a budget every month Reviewed on: 15th February 2021

Love it thanks for accepting me

Never thought I'd be accepted its really helped me out as I want to build my credit score Reviewed on: 15th February 2021

Very nice and swift

very nice, swift, application was very easy Reviewed on: 15th February 2021

Quick response for the card

Good response and worth having the card Reviewed on: 15th February 2021

User friendly service !

I'm a new customer and so far am extremely impressed with the service I've received Reviewed on: 15th February 2021

Fantastic

I can’t fault Zopa. Easy and simple to manage. First class. Reviewed on: 15th February 2021

excellent internet banking and very good services

excellent internet banking and very good services Reviewed on: 15th February 2021

It is the best credit card

I love how easy the app is to use and that when I pay my credit card the money is there instantly. It’s the best credit card I’ve ever had. Reviewed on: 15th February 2021

Great company

Very good service easy set up. Ideal for poor credit Reviewed on: 15th February 2021

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