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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Easy and friendly

Great credit provider. They also assist you with your credit score. They won't offer you too much, and will let you know if you're eligible for a slight increase. Great for people who want to improve their credit score and need a little financial help. Reviewed on: 15th February 2021

Fats and accessible service

5 star service. Would recommend everyone. Reviewed on: 15th February 2021

Brilliant system and staff

Excellent customer service, I spoke to them on the chat helped me straight away was brilliant Reviewed on: 15th February 2021

Easy to apply good for bad credit

Easy to use and apply all via the app Reviewed on: 15th February 2021

Great experience so far

Easy sign up, great application and easy repayment. Reviewed on: 15th February 2021

Transparent bank

Very fair and totally transparent. No hidden costs or surprises with Zopa Reviewed on: 15th February 2021

Great service

Great service and great advice and very easy app to keep track of card and spending Reviewed on: 15th February 2021

Excellent

Everything you want in a card and a good app, what more can I say? Reviewed on: 15th February 2021

Not bad compared to others

Pretty good app could have given larger credit limit Reviewed on: 15th February 2021

Very goog

Very nice. Simple and easy... No problem at all. And... VERY serios Reviewed on: 15th February 2021

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