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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Quick response for the card

Good response and worth having the card Reviewed on: 15th February 2021

User friendly service !

I'm a new customer and so far am extremely impressed with the service I've received Reviewed on: 15th February 2021

Fantastic

I can’t fault Zopa. Easy and simple to manage. First class. Reviewed on: 15th February 2021

excellent internet banking and very good services

excellent internet banking and very good services Reviewed on: 15th February 2021

It is the best credit card

I love how easy the app is to use and that when I pay my credit card the money is there instantly. It’s the best credit card I’ve ever had. Reviewed on: 15th February 2021

Great company

Very good service easy set up. Ideal for poor credit Reviewed on: 15th February 2021

Absolutely amazing

Easy to set up easy to work out and easy to understand very very good card company Reviewed on: 15th February 2021

Very good

Really easy to use the app, payments straight away once paid not like other where it takes 3/4 days, would definitely recommend Reviewed on: 15th February 2021

Excellent service

Since using Zopa I have found that it's a card that really works for me and the app is really easy to use which helps me keep track of my finances Reviewed on: 15th February 2021

Brilliant and so simple

Was so easy to apply and then set up the app once card arrived. Would definitely recommend them to anyone Reviewed on: 15th February 2021

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