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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Helpful for emergencies...

So easy and gives you peace of mind incase of an emergency bill thrown at us. Reviewed on: 15th January 2026

Customer service at Zopa is friendly, helpful and so...

Customer service at Zopa is friendly, helpful and solve issues very quickly. Cannot recommend them enough Reviewed on: 15th January 2026

Great, service.

Great, service. Card arrived speedily, easy to activate, love the Zopa App. Reviewed on: 15th January 2026

Good card good rates..

Good card good rates. Visa so accepted everywhere. Helps manage your money. Reviewed on: 15th January 2026

Fab customer service.

Fab customer service. User friendly app. Easy to manage and navigate. Reviewed on: 15th January 2026

I’ve used Zopa now for a good few years and never ha...

I’ve used Zopa now for a good few years and never had a problem with them. And they have always been there when needed. Reviewed on: 15th January 2026

Never have a problem with zopa

Never have a problem with zopa always on hand whenever you need to talk Reviewed on: 15th January 2026

Great app.

Easy to use app. Appropriate credit limit and easy to pay. Reviewed on: 15th January 2026

Easy online application Great app to use.

Easy online application Great app to use. Excellent ways to pay your balance at affordable rates. Quick decision and a virtual card or plastic card Reviewed on: 15th January 2026

application to the finish I receiv...

From start of the application to the finish I received excellent service. The product is very good and the quality of product is excellent Reviewed on: 15th January 2026

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