Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

very good this is my first credit card easy to pay f...

very good this is my first credit card easy to pay for bit and paying via the app is so easy even i can do it with no help Reviewed on: 15th April 2026

No problems.

Have had no problems with them, great communication. Reviewed on: 15th April 2026

Excellent service all round customer services very h...

Excellent service all round customer services very helpful and very quickly responsive Reviewed on: 15th April 2026

PERFECT IN MY PURSE.

My Zopa credit card has really been life changing for me, with a manageable credit limit and an extremely user friendly app, it’s so easy to make the Zopa credit card work for me, rather than the other way round. Reviewed on: 15th April 2026

Great service.

Great service. Great customer service Reviewed on: 15th April 2026

Excellent tailor made

Excellent tailor made just what I needed Reviewed on: 15th April 2026

Very easy.

Very easy. Quick decision. Online chat really useful. Reviewed on: 15th April 2026

Good quality lending!

Good quality lending! Great communication! Reviewed on: 15th April 2026

Whenever I have needed them they have helped me imme...

Whenever I have needed them they have helped me immediately. Reviewed on: 15th April 2026

Regular Credit Score Insights

Provide credit score insights regularly. Also review the account periodically and offer credit limit increases when eligible. Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Santander 4.32 from 23 reviews
Avios Credit Card
from TSB 3.50 from 20 reviews
Black Diamond Visa
from Vanquis 4.21 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub