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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant rate, helpful app, good loan provider

Brilliant rate, helpful app, good loan provider Reviewed on: 15th January 2026

I’m very happy be the customer good information and...

I’m very happy be the customer good information and advice about the product and payment Reviewed on: 15th January 2026

Great company and the app is really easy to use

Great company and the app is really easy to use Reviewed on: 15th January 2026

Great card would recommend it to family and friends

Great card would recommend it to family and friends Reviewed on: 15th January 2026

I'm verry happy with the bank Excellent bank and ver...

I'm verry happy with the bank Excellent bank and verry reliable Verry good rates and verry good assistance and I recomand this bank Is the best Reviewed on: 15th January 2026

Zopa the no hassle credit card.

I am new to Zopa however, so far it’s been a joy to have the card. I can use it anywhere and because I have the app I can just pay it off with no hassle. It’s brilliant and I feel lucky to have it, as it has be helped me out a lot. Reviewed on: 15th January 2026

Good card easy to use

The card is easy to use on line ,I’m nearly 70 .And find it easy to use and good and helpful website. Reviewed on: 15th January 2026

No problems with Zopa

I have never had a problem with Zopa, and the app is so easy to use :) Reviewed on: 15th January 2026

Safe secure clear app

Efficient Kept informed by email of changes statement updates. App easy to use clear instructions. Reviewed on: 15th January 2026

Having been with Zopa for quite a while, both with a...

Having been with Zopa for quite a while, both with a loan and a credit card, I find their information platform excellent. Always know exactly where you are with any product. Updates on spending is daily. I’ve been round the block with finances, Zopa is up there with the best. Reviewed on: 15th January 2026

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