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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40272)

Review of the Zopa, Credit card:

Easy app and visually shows you how much each transaction cost and where from.

I have used different banking and credit apps, Zopa has one of the next apps I have used. It is easy to use. After each purchase it will show on your screen for few seconds of how much your purchase was and where you purchased it from. So if a purchase comes and you havnt used your card you can deal with any fraudulent transaction immediately. It also reminds me how much I have spent on my card without me going into the app itself. The app is easy to use and very straightforward. Would highly recommend Zopa to friends and family. Reviewed on: 11th April 2023

So easy to use the app & competitive with other...

So easy to use the app & competitive with other cards Reviewed on: 28th April 2025

Always helpful and easy to use would recommend to all

Always helpful and easy to use would recommend to all Reviewed on: 28th April 2025

Very easy to use and good customer service all there...

Very easy to use and good customer service all there to help Reviewed on: 28th April 2025

easy processes, not good services

easy processes, not good services Reviewed on: 28th April 2025

Fair and smart

I have had the credit card for a few years. Never had an issue. Customer service quick and fair Reviewed on: 28th April 2025

All ways been very good to me and treated very well...

All ways been very good to me and treated very well and given me a chance off which has worked for me 100% Regards Gary Reviewed on: 28th April 2025

Amazing really good very happy with the service

Amazing really good very happy with the service Reviewed on: 28th April 2025

Great products and customer service.

Great products and customer service. Reviewed on: 28th April 2025

I am verry happy with zopa.

I am verry happy with zopa.VEry relable Reviewed on: 28th April 2025

Great service, fast and efficient

Great service, fast and efficient Reviewed on: 28th April 2025

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