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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

I love the ease of the online app, I can keep on top...

I love the ease of the online app, I can keep on top of what I spend and Zopa offer some great options keeping me in the loop of how well I’m managing my card, they also let me know how my credit score is doing with options for loans, I also find unlike other creditors they don’t keep hassling me to take more credit which I really like, I only get offers of what I can afford, keep up the good work Zopa Reviewed on: 17th April 2025

Zopa was there when I needed money.

Zopa was there when I needed money. Zopa is also good at lowering interest rates. Reviewed on: 17th April 2025

It's easy to access on online and use the card

It's easy to access on online and use the card Reviewed on: 17th April 2025

Great all the way.

Great all the way. Easy process and everything was set up fast. Reviewed on: 17th April 2025

I have a credit card account.

I have a credit card account. Brilliant app. Very easy to use and very easy to manage Reviewed on: 17th April 2025

2nd to None

Easy to deal with , offer great advise and service .’ Reviewed on: 17th April 2025

"GOAT" greatest of all time

This is the greatest of all the cards I have used.I have closed my other credit cards because of zopa. Reviewed on: 17th April 2025

Excellent credit card provider

Excellent rate, great customer service. Clearly statements and easy to use appe Reviewed on: 17th April 2025

Zopa give a great all round experience.

Zopa give a great all round experience. The app works well and the credit card is filling all my needs. Reviewed on: 17th April 2025

Easy to use app and easy to navigate without having...

Easy to use app and easy to navigate without having any problems. Reviewed on: 17th April 2025

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