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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Just wish my spending amount was slightly higher

Just wish my spending amount was slightly higher Reviewed on: 15th January 2026

Get Zopa now

Very quick And so easy to understand payments are low Reviewed on: 15th January 2026

Found Zopa to be on the ball when giving advice and...

Found Zopa to be on the ball when giving advice and dealing with any service needs. Always ready to help and asking what can be done to improve my experience. Reviewed on: 15th January 2026

Absouloutly perfect - simple to understand and i lov...

Absouloutly perfect - simple to understand and i love the credit cushion Reviewed on: 15th January 2026

Given me the opportunity to show I am able to manage...

Given me the opportunity to show I am able to manage my finances without question. The credit limit is perfect for people who are showing they too have improved finances. Reviewed on: 15th January 2026

Very good expereancehappy

Very good expereance plus no bother about paying Reviewed on: 15th January 2026

Excellent service I have been given a...

Excellent service I have been given a lot of help Reviewed on: 15th January 2026

Never had a bad experience easy to use and does what...

Never had a bad experience easy to use and does what it says on the tin easy repayments and simple app to use Reviewed on: 15th January 2026

Thank you Zopa

I found Zopa willing to help where others wouldn’t Reviewed on: 15th January 2026

I have found Zopa very good and when needed they hav...

I have found Zopa very good and when needed they have solved me issue straight away. Reviewed on: 15th January 2026

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