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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy application

Easy application to use. Limit credit increase after 4 months. The APR is low enough if you want a loan. Reviewed on: 15th April 2026

I wouldn’t go nowhere else with him them

I wouldn’t go nowhere else with him them Reviewed on: 15th April 2026

Ease of understanding, great rates and customer care...

Ease of understanding, great rates and customer care is great. Clear information about any fees etc Reviewed on: 15th April 2026

Really worth every penny

My experience as been really good and I am very happy Reviewed on: 15th April 2026

perfect easy to used and less rate

perfect easy to used anywhere with less rate Reviewed on: 15th April 2026

A really easy to use credit card and app

A credit provider that provides usable practicle systems and provides a clear user interface for decision making. Reviewed on: 15th April 2026

Easy to use and reliable credit card

I had a positive experience with Zopa credit card. The application process was quick and easy, and the app is very user-friendly. Everything is clear, from transactions to payments. Customer service was helpful when needed, and overall it feels reliable and convenient to use. Reviewed on: 15th April 2026

Quick and easy easy to apply and great service

Quick and easy easy to apply and great service Reviewed on: 15th April 2026

Fantastic service , have been happy since the.

Fantastic service , have been happy since the. Beginning Reviewed on: 15th April 2026

Simple and easy!

Simple and easy! The Application process was stress free and the app is great, it helps me to control my spending and see my balance at anytime. I love that I can mar payments on my account at anytime. Reviewed on: 15th April 2026

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