Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very easy to use, plus they explain everything in de...

Very easy to use, plus they explain everything in detail, Reviewed on: 15th April 2026

Very good user friendly accurate information

Very good user friendly accurate information useful tips Reviewed on: 15th April 2026

Easy to use good customer service great App

Easy to use good customer service great App Reviewed on: 15th April 2026

Very good , it helps me a lot , I...

Very good , it helps me a lot , I recommend Reviewed on: 15th April 2026

Very good experience - friendly and professional staff.

Very good experience - friendly and professional staff. Reviewed on: 15th April 2026

Everything is going well with my zopa credit, my exp...

Everything is going well with my zopa credit, my experience has been good and can find no fault. Reviewed on: 15th April 2026

This is the best credit card I’ve ever had easy to u...

This is the best credit card I’ve ever had easy to use and fantastic speed when paying it come off right away and balance updated asap unbelievable Reviewed on: 15th April 2026

Good experience

Always had a good experience with my Zopa creditcard. Reviewed on: 15th April 2026

Great customer service, always willing to help and s...

Great customer service, always willing to help and support where needed Reviewed on: 15th April 2026

Zopa has been there for me at crucial times

Long time with Zopa and Zopa has been crucial in helping me out when I needed it the most. The rates are fair and the emails/updates are not spammy. Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Zero Credit Card
from Santander 4.25 from 21 reviews
Credit builder credit card
from Vanquis 4.73 from 28655 reviews
Classic Extra Card
from Capital One 4.08 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub