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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

The app is easy to use , yet also has excellent secu...

The app is easy to use , yet also has excellent security. Reviewed on: 15th April 2026

Zopa are a friendly bank.

Zopa are a friendly bank. Easy to use app. Highly recommended. Reviewed on: 15th April 2026

Easy stress free simple app , good communication my...

Easy stress free simple app , good communication my all round favourite credit card Reviewed on: 15th April 2026

Great customer service

Great customer service and very professional Reviewed on: 15th April 2026

Well worth it best card I have had

Well worth it best card I have had Reviewed on: 15th April 2026

Speedy application, Easy to use app and excellent

Very quick application process, easy app to use and card arrived very quickly Reviewed on: 15th April 2026

Setup and rates

Easy to setup and use rates are very good Reviewed on: 15th April 2026

Zopa are one of the best to deal with in all aspects.

Zopa are one of the best to deal with in all aspects. Of borrowing Reviewed on: 15th April 2026

Zopa is one of the best cards out there

Helps out those that need it when unable to get a credit card Reviewed on: 15th April 2026

I have good experience with zopa

I have good experience with zopa Reviewed on: 15th April 2026

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