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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Highly recommended

Had great experience while using zopa.. app is great for keeping on top of things Reviewed on: 15th April 2026

I've never had no problems an easy to manage account...

I've never had no problems an easy to manage account Reviewed on: 15th April 2026

Everything has been so easy and straightforward all...

Everything has been so easy and straightforward all explained clearly Reviewed on: 15th April 2026

Awesome Card

Very good & app is so easy to use Reviewed on: 15th April 2026

Flexible, user friendly technology

Flexible, user friendly technology Reviewed on: 15th April 2026

To be honest you have helped me with a few scrapes a...

To be honest you have helped me with a few scrapes and thank you for that Reviewed on: 15th April 2026

First class service.

First class service. Excellent product Reviewed on: 15th April 2026

great service

Nothing bad to say…great service Reviewed on: 15th April 2026

Favourite bank to use to Date

From start to finish Zopa provides an easy to navigate service with great benefits, easy access and flexible ways to make your money work for you. I'd recommend to anyone! Reviewed on: 15th April 2026

Very helpful, in every aspect and miles ahead of any...

Very helpful, in every aspect and miles ahead of any competitors Reviewed on: 15th April 2026

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