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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Just an easy company to engage with.

Just an easy company to engage with. Reviewed on: 15th January 2026

Great service

Great service easy to apply all online Reviewed on: 15th January 2026

Card applied for and received with no fuss.

Card applied for and received with no fuss. Lower limit, but does exactly what I need it for. Good communication and updates from Zopa. Reviewed on: 15th January 2026

Very professional and quick answer very happy with m...

Very professional and quick answer very happy with my experience with Zopa Reviewed on: 15th January 2026

Always there to help excellent service

Always there to help excellent service Reviewed on: 15th January 2026

great service brilliant app no problems with online...

great service brilliant app no problems with online banking Reviewed on: 15th January 2026

I've had no issues with zopa everything was very fas...

I've had no issues with zopa everything was very fast and straightforward while signing up. Reviewed on: 15th January 2026

Very professional and friendly service

Very professional and friendly service Reviewed on: 15th January 2026

really good card .

really good card . hassle tree and good customer service Reviewed on: 15th January 2026

Excellent service excellent website do easy to use 1...

Excellent service excellent website do easy to use 1st class Reviewed on: 15th January 2026

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