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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (43028 reviews)

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4.93

Based on 43,028 reviews, last reviewed 7th Mar 2026

267400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

All round easy and pleasant experience, would recomm... All round easy and pleasant experience, would recommend to anyone. Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43028)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good services

Excellent customer service and good laans offer with excellent rate of credit card Reviewed on: 6th March 2026

Great experience

It has been great experience so far Reviewed on: 6th March 2026

Fantastic service.

Fantastic service. Card arrived quickly. App works very well Reviewed on: 6th March 2026

Good service easy to navigate website

Good service easy to navigate website Reviewed on: 6th March 2026

Staff are friendly great help always there for u hel...

Staff are friendly great help always there for u helpful Reviewed on: 6th March 2026

Best card yet

Never had a problem with Zopa easy to use and the repayments are good also Reviewed on: 6th March 2026

I love it best ever credit card the customer service...

I love it best ever credit card the customer service, lovely people Reviewed on: 6th March 2026

Helpful, thank you

Helpful, good service. thank you Reviewed on: 6th March 2026

Credit score

Being accepted for a Zopa credit card has helped me to build my credit score Reviewed on: 6th March 2026

Easy card to keep up with and negotiate in plain Eng...

Easy card to keep up with and negotiate in plain English Reviewed on: 6th March 2026

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