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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

This is the best credit card I’ve ever had easy to u...

This is the best credit card I’ve ever had easy to use and fantastic speed when paying it come off right away and balance updated asap unbelievable Reviewed on: 15th April 2026

Good experience

Always had a good experience with my Zopa creditcard. Reviewed on: 15th April 2026

Great customer service, always willing to help and s...

Great customer service, always willing to help and support where needed Reviewed on: 15th April 2026

Zopa has been there for me at crucial times

Long time with Zopa and Zopa has been crucial in helping me out when I needed it the most. The rates are fair and the emails/updates are not spammy. Reviewed on: 15th April 2026

The app is easy to use , yet also has excellent secu...

The app is easy to use , yet also has excellent security. Reviewed on: 15th April 2026

Zopa are a friendly bank.

Zopa are a friendly bank. Easy to use app. Highly recommended. Reviewed on: 15th April 2026

Easy stress free simple app , good communication my...

Easy stress free simple app , good communication my all round favourite credit card Reviewed on: 15th April 2026

Great customer service

Great customer service and very professional Reviewed on: 15th April 2026

Well worth it best card I have had

Well worth it best card I have had Reviewed on: 15th April 2026

Speedy application, Easy to use app and excellent

Very quick application process, easy app to use and card arrived very quickly Reviewed on: 15th April 2026

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