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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good and very well organised

Very good and very well organised Reviewed on: 15th January 2026

Everything so straightforward and easy to follow

Everything so straightforward and easy to follow Reviewed on: 15th January 2026

Amazing card, really easy to use and really easy to...

Amazing card, really easy to use and really easy to check on the app on how much you spend and the app is really easy to use Reviewed on: 15th January 2026

Very good service and easy to manage the account.

Very good service and easy to manage the account. Excellent for credit building and very helpful Reviewed on: 15th January 2026

Convenient & supportive .

Convenient & supportive ..so handy & fast online. Reviewed on: 15th January 2026

good service exelllent

good service exelllent very easy service Reviewed on: 15th January 2026

easy to get and easy to use seems to be a happy comp...

easy to get and easy to use seems to be a happy company Reviewed on: 15th January 2026

I love it zopa credit card is best happy using it ch...

I love it zopa credit card is best happy using it cheers Reviewed on: 15th January 2026

Easy to apply for easy to use

Easy to apply and easy to use new credit card Reviewed on: 15th January 2026

I have had great experiences with when I have rang w...

I have had great experiences with when I have rang with any problems and it’s been dealt with professionally and quickly alway politely too Reviewed on: 15th January 2026

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