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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (42969 reviews)

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4.93

Based on 42,969 reviews, last reviewed 7th Mar 2026

261800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply and easy to use. Easy to apply and easy to use. A very positive experience. Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (42969)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Happy with things so far any problems I know to cont...

Happy with things so far any problems I know to contact customer services Reviewed on: 6th March 2026

Just a great bank and a great alternative to my main...

Just a great bank and a great alternative to my main bank Reviewed on: 6th March 2026

Easy of use

Easy of use and good app easy to use Reviewed on: 6th March 2026

Very helpful customer care good rates

Very helpful customer care good rates Reviewed on: 6th March 2026

Nothing but positive vibes .

Nothing but positive vibes . No issues Reviewed on: 6th March 2026

Good customer experience !

Very efficient and understanding of customer needs ! Reviewed on: 6th March 2026

Simple as simple can be

So easy to use and very straight forward, love it so so much, very simple hassle free no dramas, can’t ask for more than that 5 stars all round Reviewed on: 6th March 2026

It was very easy to apply for credit card from Zopa.

It was very easy to apply for credit card from Zopa. No fuss, no hassle. Very friendly customer service as well. Reviewed on: 6th March 2026

Fa tastic like a day on a sunny beach

Fa tastic like a day on a sunny beach Reviewed on: 6th March 2026

I always recommend Zopa

People ask me who is Zopa and I recommend Reviewed on: 6th March 2026

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