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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (42995 reviews)

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4.93

Based on 42,995 reviews, last reviewed 7th Mar 2026

264300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The card I would recommend to my mates Zopa is so convenient and the app so easy to use. Unlike some cards I will not mention Zopa instantly adjusts your balance as soon as you make a payme... Read more Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (42995)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Outstanding

Very good card that does what it says Reviewed on: 6th March 2026

I’ve never had a problem with Zopa, I have a loan wi...

I’ve never had a problem with Zopa, I have a loan with them too and recently needed to talk to someone and they was so helpful.. the problem was resolved in a few moments after they guided me through the steps to take on the app. Reviewed on: 6th March 2026

It was very mobile friendly and easy.

It was very mobile friendly and easy. Quick and fast. No hassle and no problems Reviewed on: 6th March 2026

I have had a few loans with zopa and they are great...

I have had a few loans with zopa and they are great with there interest rates,and also the money was in your account very quickly and easy process.. Reviewed on: 6th March 2026

Friendly, knowledgeable and simple.

I have been with Zopa for nearly 12 months and find them very helpful. As a pensioner sometimes money can be tight at the wrong times. Having Zopa has made my life so much simpler, allowing me to manage my income much easier. Reviewed on: 6th March 2026

Great for boasting my creidit, great feedback

Great for boasting my creidit, great feedback Reviewed on: 6th March 2026

Very nice and easy to get a credit card no hassle pe...

Very nice and easy to get a credit card no hassle perfect company to deal with Reviewed on: 6th March 2026

Excellent service and helpful was easy to setup and...

Excellent service and helpful was easy to setup and get going Reviewed on: 6th March 2026

Several loans with Zopa. Preferred lender.

Have had several loans with Zopa. Never any issues. Quick to apply, receive, pay down, and settle each loan. Highly recommend based on this experience. They are also highly competitive on rates, typically being close to if not the top offer available. Reviewed on: 6th March 2026

Zopa gave me a chance with a small loan month's late...

Zopa gave me a chance with a small loan month's later a credit card.. Reviewed on: 6th March 2026

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