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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great !!

Easy process. Easy to speak to customer services Reviewed on: 15th April 2026

Helpful customer services.

Helpful customer services. Easy to manage in app. Reviewed on: 15th April 2026

Excellent company to deal with.

Excellent company to deal with. Straightforward and efficient. Brilliant communication!highly recommend Reviewed on: 15th April 2026

Easy to use and straightforward

I’ve had a good experience with the zopa credit card.The app is simple to use, spending is easy to track , and everything feels clear and transparent.overall, reliable option for every day use Reviewed on: 15th April 2026

Always very friendly great card and helpful

Always very friendly and helpful Reviewed on: 15th April 2026

What a difference a day make

Very professional everytime..no issues at all Reviewed on: 15th April 2026

very good in fact exceptional I would say nothing bu...

very good in fact exceptional I would say nothing but positives for zopa Reviewed on: 15th April 2026

Zopa has given me the opportunity to improve my cred...

Zopa has given me the opportunity to improve my credit score, manage money and even open savings accounts and Isa’s Reviewed on: 15th April 2026

Great card company no stress I test rate not to bad...

Great card company no stress I test rate not to bad no pressure Reviewed on: 15th April 2026

Zopa services

Fast and efficient. Simple service good online service Reviewed on: 15th April 2026

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