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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43387 reviews)

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4.94

Based on 43,387 reviews, last reviewed 9th Mar 2026

150850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Friendly customer service rep and very helpful Friendly customer service rep and very helpful Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43387)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Happy Customer

Have been truly satisfied with Zopa their customer care is excellent they are very helpful and considerate and would highly recommend - they are there for you when needed Reviewed on: 6th March 2026

Easy to set up and receipt of viable card

I found the whole experience with Zopa very positive. The decision process was fast, the setup was simple, and everything was straightforward to complete. It didn’t involve unnecessary steps, which made it easy to get started. What I particularly appreciated was how quickly the physical cards arrived. Receiving the real cards so promptly gave confidence that the service is genuine and well organised. Overall, the process felt efficient, reliable, and very user-friendly. Reviewed on: 6th March 2026

I have poor credit, Zopa was there and they have hel...

I have poor credit, Zopa was there and they have helped me keep on track Reviewed on: 6th March 2026

Great customer service alround.

Great customer service alround. App very easy to use and very clear instruction & detail. Reviewed on: 6th March 2026

Quick and easy to apply.

Quick and easy to apply.. accepted straight away Reviewed on: 6th March 2026

Overall my experience with Zopa Credit card has been...

Overall my experience with Zopa Credit card has been very positive. It has enhanced my financial flexibility. I would recommend this company to anyone Reviewed on: 6th March 2026

First class service !

First class service very professional Reviewed on: 6th March 2026

Perfect For My Needs

The app makes keeping a check of spending and making payments easy. Reviewed on: 6th March 2026

Absolutely brilliant card.

Absolutely brilliant card. no fuss and everything can be done online. Reviewed on: 6th March 2026

I had trouble with scams and they were very helpful...

I had trouble with scams and they were very helpful Reviewed on: 6th March 2026

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