Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Quick service very polite staff easy to use card and...

5
Quick service very polite staff easy to use card and app would recommend to anyone Reviewed on: 16th April 2026

Very good service and gave me this credit card when...

5
Very good service and gave me this credit card when some others refused Reviewed on: 16th April 2026

All round great credit card a must have

5
All round great credit card a must have Reviewed on: 16th April 2026

Great customer service, zero problems.

5
Great customer service, zero problems. One very happy customer Reviewed on: 16th April 2026

Positive action to any problem, the app is about the...

5
Positive action to any problem, the app is about the best of the many apps I use. Reviewed on: 16th April 2026

My experience not too much.

5
My experience not too much. It's just that you guys me too. Improved 2 credit limit support Reviewed on: 16th April 2026

ZOPA HAVE BEEN EXCELLENT

5
ZOPA HAVE BEEN EXCELLENT WITH ME SINCE THE FIRST TIME I CONTACTED THEM. EVERYTHING WAS DONE VERY QUICKLY AND PROFESSIONALLY, PLUS I WAS TREATED EXTREMELY WELL WITH EMPHASIS ON ME. THANK YOU ZOPA. Reviewed on: 16th April 2026

Easy and very convenient there when I need it

5
Easy and very convenient there when I need it Reviewed on: 16th April 2026

Brilliant

5
Brilliant and easy, very informative and helpful Reviewed on: 16th April 2026

perfecto !

5
perfecto ! exelent credit cardt. perfect working app. Reviewed on: 16th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products