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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43398 reviews)

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4.94

Based on 43,398 reviews, last reviewed 9th Mar 2026

151400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is an excellent service there are no complicati... Zopa is an excellent service there are no complications everything is “what it says on the tin” no secret additions no unnecessary changes that was hi... Read more Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43398)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I had trouble with scams and they were very helpful...

I had trouble with scams and they were very helpful Reviewed on: 6th March 2026

Always helpful.

Always helpful Always ready on hand. Helped me get finance for my car too Reviewed on: 6th March 2026

Really easy application and terms and conditions eas...

Really easy application and terms and conditions easy to understand. Reviewed on: 6th March 2026

Very easy to use.

Very easy to use. Everything you need to know is on the website, and if you need help, the customer service is great. Reviewed on: 6th March 2026

Fantastic very nice CC as i experienced

Fantastic very nice CC as i experienced Reviewed on: 6th March 2026

Very good service allways there for you

Very good service allways there for you Reviewed on: 6th March 2026

Zopa is a very good bank and very efficient in the...

Zopa is a very good bank and very efficient in their services. Reviewed on: 6th March 2026

Very helpful ,Good and the bad they will try to help...

Very helpful ,Good and the bad they will try to help you Reviewed on: 6th March 2026

They are brilliant.

They are brilliant. Excellent all round Reviewed on: 6th March 2026

Easy to work with.

Easy to work with.good rates.can change direct debit payments to suit you Reviewed on: 6th March 2026

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