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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43422 reviews)

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4.94

Based on 43,422 reviews, last reviewed 9th Mar 2026

152500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I found it very easy and quick to get a Zopa credit... I found it very easy and quick to get a Zopa credit card. The app is extremly easy to understand and to use. Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43422)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very fast transaction times both for debit and credit.

Very fast transaction times both for debit and credit. Reviewed on: 6th March 2026

I've been extremely happy with my Zopa Credit Card.

I've been extremely happy with my Zopa Credit Card. Easy to use in stores and when I quickly had to pay with cash it was just great to be able to withdraw it from the ATM. Reviewed on: 6th March 2026

Credit card

You have been brilliant throughout.card came very quickly Reviewed on: 6th March 2026

Very good I’m more than happy with Zopa credit card...

Very good I’m more than happy with Zopa credit card Reviewed on: 6th March 2026

Everything is good fine I like it

Everything is good I like it every thing Reviewed on: 6th March 2026

One of the best credit cards in the UK easy to have...

One of the best credit cards in the UK easy to have and user friendly app Reviewed on: 6th March 2026

It was easy to apply for and I can pay in full if I...

It was easy to apply for and I can pay in full if I want to Reviewed on: 6th March 2026

Fair Transparent professional Company

Zopa is very Fair Transparent professional Company Reviewed on: 6th March 2026

Great service

Great service, always helpful when needed Reviewed on: 6th March 2026

Zopa give me a chance to get a credit card when my...

Zopa give me a chance to get a credit card when my credit was poor. Very good experience. Thank you for been sensitive and awacknolage us with poor credit. Reviewed on: 6th March 2026

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