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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The Personal Touch

Keeps you up to date and has a personal touch unlike others Reviewed on: 9th March 2026

Easy affordable Card

Great company , easy to use and easy To pay. seeing manageable limits and offering increases when needed. Reviewed on: 9th March 2026

I found it very easy and quick to get a Zopa credit...

I found it very easy and quick to get a Zopa credit card. The app is extremly easy to understand and to use. Reviewed on: 9th March 2026

excellent customer service, App friendly and more in...

excellent customer service, App friendly and more informative experience. No bad experience from my Opinion. Reviewed on: 9th March 2026

I love the Zopa team.

I love the Zopa team. They are helpful, even when you are struggling to pay your bills. They also find ways, how can assist you. Reviewed on: 9th March 2026

Excellent customer service and care.

Excellent customer service and care. Timely response and issue resolution. Reviewed on: 9th March 2026

All good Zopa Delivered when needed.

All good Zopa Delivered when needed. Great offers & clear statements. Reviewed on: 9th March 2026

Great app easy to use great company when had been tu...

Great app easy to use great company when had been turned down so many times all I wanted to do was rebuild my credit score and Zopa gave me this opportunity. So thank you Zopa! Reviewed on: 9th March 2026

Quick and easy to use love to shop with zopa

Quick and easy to use love to shop with zopa Reviewed on: 9th March 2026

Always easy to do business with.

Always easy to do business with. I have a credit card and a loan. Competitive rates. Prompt responses. Reviewed on: 9th March 2026

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