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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Genuinely understanding to their customers needs and...

Genuinely understanding to their customers needs and requirements .. Reviewed on: 15th January 2025

Very good and helpful zopa credit card

Very good and helpful zopa credit card Reviewed on: 15th January 2025

Helped me where others wouldn’t.

Helped me where others wouldn’t. App so easy to use customer services at your finer tips Reviewed on: 15th January 2025

Excellent credit card for bad credit score

I’m very happy with my Zopa credit card , always helped me when needed. Reviewed on: 15th January 2025

Easy to use everything done in the App

Easy to use everything done in the App Reviewed on: 15th January 2025

Easy manage

Easy to manage card and payments show up quickly Reviewed on: 15th January 2025

No issues with this excellent service that they prov...

No issues with this excellent service that they provide Reviewed on: 15th January 2025

It’s help improve my credit rating.

It’s help improve my credit rating.also affordable.rating is pretty good. Reviewed on: 15th January 2025

everytime i speak to a Zopa rep i get concise answer...

everytime i speak to a Zopa rep i get concise answers & advice Reviewed on: 15th January 2025

Relief, Thank you

Got help when I needed it! It was the only offer I got for my age Reviewed on: 15th January 2025

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Alternative products

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Want to see more from Zopa?

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from Zopa 4.87 from 1795 reviews
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