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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Very easy to deal with.

Very easy to deal with.A very good app that is very user friendly Reviewed on: 15th January 2025

Excellent service, nice and easy to use.

Excellent service, nice and easy to use. Reviewed on: 15th January 2025

Great app great customer service easy to use and spe...

Great app great customer service easy to use and speak to Reviewed on: 15th January 2025

Best card provider I've used

Incredibly fair card provider, i don't get reported to the reference agencies for using my card regardless of what percentage of the limit I use. Unlike my other card provider Reviewed on: 15th January 2025

A card that I would recommend to a friend

The app is easy to used and even your credit score is not great they gave you a chance. Reviewed on: 15th January 2025

Great credit company.

I have never had any issues with Zopa their customer interaction is superb and i am kept up to date on credit increases and I also get early repayment statements. Really good provider. Reviewed on: 15th January 2025

I love the app...

I love the app it’s easy to use gives a break down on how you used your card I like the face that you can make your own PIN number too easy to apply for too Reviewed on: 15th January 2025

Zopa gave me a credit card when I needed it most and...

Zopa gave me a credit card when I needed it most and the credit I needed. They are there when you need them and are very competitive with their credit card, and I recommend anyone in getting one Reviewed on: 15th January 2025

i have no issues at all.

i have no issues at all. been more than happy with my card and how its dealt with Reviewed on: 15th January 2025

Great app and great service

I can’t fault Zopa, great app and always keeping me up to date with my balance and current status. Used mainly for my holidays but no complaints so far. I haven’t used the other services - car finance, loans, bank account, but I plan to in the future. Reviewed on: 15th January 2025

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