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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Easy to pay off my loan, unlike other companies

Easy to pay off my loan, unlike other companies Reviewed on: 17th February 2026

Zopa top bank

Zopa are a first class money provider and there accounts a very competitive Reviewed on: 17th February 2026

Easy to open and easy to use.

Easy to open and easy to use. Monty interest suits me. Have already recommended it to my family and friends Reviewed on: 17th February 2026

Excellent service and offers acailable.

Excellent service and offers acailable. Reviewed on: 17th February 2026

Easy to use and top up.

Easy to use and top up. Also they stopped a fraudulent transaction on my account immediately before I even knew Reviewed on: 17th February 2026

It takes the biscuit

So far Zopa and my Biscuit account have been great. I don’t use all the things it offers so there is definitely more to explore. I particularly like the linked savings account with bonus rate Reviewed on: 17th February 2026

Overall excellent experience.

Overall excellent experience. App is straightforward and easy to use. Amazing customer service and offers that are available Reviewed on: 17th February 2026

Always helpful and clear customer services on hand w...

Always helpful and clear customer services on hand when needed Reviewed on: 17th February 2026

You Open to The Now

You listen, Connect. And Collaborative Reviewed on: 17th February 2026

I was a beginner to ISAs and investing.

I was a beginner to ISAs and investing. I have learned a lot from Zopa. I've been a Zopa customer for years having used investment and borrowing services and I could not be happier with the services provided. Reviewed on: 17th February 2026

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