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Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
82% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to use and very useful information on the app,...

5
Easy to use and very useful information on the app, never any issues i can check my balance and reports and spending habits and easy to pay and change my bills Reviewed on: 17th February 2026

Easy to use

5
Easy to navigate can see all accounts at a glance all have interest Reviewed on: 17th February 2026

Zopa gives me confidence

5
Zopa is really helping I feel lots more confident Reviewed on: 17th February 2026

Absolutely brilliant account and lovely app

5
Absolutely brilliant account and lovely app Reviewed on: 17th February 2026

very good for providing a good service

5
very good for providing a good service Reviewed on: 17th February 2026

Didn't think i would get accepted for s current acco...

4
Didn't think i would get accepted for s current account but I was surprised. I also have the credit card which has been handy. Reviewed on: 17th February 2026

Zopa are great

5
Zopa are great I have already recommended 7 of my friends and family to Zopa and they have all now got an account. Reviewed on: 17th February 2026

Good online bank with good rates

5
Good online bank with good rates Reviewed on: 17th February 2026

Easy to use, nice lay out on the app.

5
Easy to use, nice lay out on the app. Everything is clear and easy to navigate Reviewed on: 17th February 2026

Quick responses whenever i contacted customer services.

5
Quick responses whenever i contacted customer services.and humans!!!and quick transfers so i can access my funds when i need them Reviewed on: 17th February 2026

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