Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

82% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Good all round great service great value

Good all round great service great value Reviewed on: 13th February 2026

Great customer service from start to finish

Great customer service from start to finish Reviewed on: 13th February 2026

Excellent App easy to use Great Rates too

Great App. Easy to use and great interest rates Reviewed on: 13th February 2026

Very easy to navigate and fantastic interest rates

Very easy to navigate and fantastic interest rates Reviewed on: 13th February 2026

Waqs Zopa

Zopa is great I’ve got a zopa credit card and a zopa current account overall they are just good with the fees and the services they provide Reviewed on: 13th February 2026

Zopa has been fantastic and super efficient, no issu...

Zopa has been fantastic and super efficient, no issues with the banking app and everything works well with their banking services, also Zopa keeps improving there services which is essential. Reviewed on: 13th February 2026

The app is easy to manoeuvre and provides good infor...

The app is easy to manoeuvre and provides good information. Reviewed on: 13th February 2026

They have given me a chance to improve my credit rat...

They have given me a chance to improve my credit rating and thanks to them it's now positive,they really have helped me,when no other bank would. Reviewed on: 13th February 2026

Easy and great to get set up and good rates.

Easy and great to get set up and good rates. App functions well and is very responsive. Shame the survey is so long ! Otherwise fabulous. Reviewed on: 13th February 2026

Brilliant for loans, savings and banking.

Brilliant for loans, savings and banking. Reviewed on: 13th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Reward Platinum Account
from NatWest 4.61 from 451 reviews
Student Current Account
from RBS 4.07 from 13 reviews
Current Account
from Algbra 3.93 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44343 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub