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Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
82% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Best rates with no penalties

5
Easy app, friendly user, unlimited instant access to cash on account and savings without penalties, amazing products. Reviewed on: 13th February 2026

Great & easy to deal with one of the best...

5
Great & easy to deal with one of the best cards ever Reviewed on: 13th February 2026

Great online bank with easy to use app

5
Great online bank with easy to use app Reviewed on: 13th February 2026

Excellent service and very satisfied

5
Excellent service and very satisfied Reviewed on: 13th February 2026

Easy to use and just what I need.

5
Easy to use and just what I need. Reviewed on: 13th February 2026

I am hapoy to be a Customer...

5
The first time I get know about the Zopa Credit Card.Time aftet time my limit was increased what braught for me big rejoyce with widet possibilities...After I met the ability to apply for rhe Zopa Bank Account.I did...Now I am happy to be and stay as Customer...Thanks gratefully!!... Reviewed on: 13th February 2026

Just great!

5
Never experienced any issues since using dopamine, it's great Reviewed on: 13th February 2026

There when you need them most

5
In some trying times in the past Zopa was there for me and helped lift a burden I had been carrying. Reviewed on: 13th February 2026

Been brilliant .

5
Been brilliant . Great rates.good customer service . Nice incentive to share link Reviewed on: 13th February 2026

great experience with Zopa.

5
great experience with Zopa. i recommend Reviewed on: 13th February 2026

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