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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Good customer service good bank get rewards after us...

Good customer service good bank get rewards after using Apple Pay Reviewed on: 13th February 2026

great experience from start to finish.

I’ve had a great experience from start to finish. I’ve borrowed (and paid back) money and it’s made my life much better thanks again Reviewed on: 13th February 2026

Excellent online bank

Overall excellent with the increased saving % Reviewed on: 13th February 2026

Fantastic to deal with and it was a very quick and e...

Fantastic to deal with and it was a very quick and easy application with an instant decision. Would recommend to anyone. Reviewed on: 13th February 2026

Great interest rates

I am very happy with the high interest rates on the saver account and the option on saver pots Reviewed on: 13th February 2026

Excellent products and app and soeasy to use.

Excellent products and app and soeasy to use. Reviewed on: 13th February 2026

Nice and easy efficient service given.

Nice and easy efficient service given. Reviewed on: 13th February 2026

Brilliant service and easy to useamazinf

Brilliant service and easy to use Reviewed on: 13th February 2026

Great easy access and long term savings opportunitie...

Great easy access and long term savings opportunities, great interest rates and a great regular savings account at a very competitive rate. User friendly app which is very important. I would recommend Zopa to my friends and family Reviewed on: 13th February 2026

Excellent interest rates, the app is so easy to use.

Excellent interest rates, the app is so easy to use. Reviewed on: 13th February 2026

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