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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Good services and benefits.

Good services and benefits. Easy to access and very helpful staff Reviewed on: 14th February 2026

Great Account Very easy to use.

Very easy to use. Very safe. Most of all great interest rates Reviewed on: 14th February 2026

Excellent great very easy to use

Its very good excellent easy to use Reviewed on: 14th February 2026

The app issuer friendly and easy to use

The app issuer friendly and easy to use Reviewed on: 14th February 2026

Zopa gives great rates and is easy to use

Zopa gives great rates and is easy to use Reviewed on: 14th February 2026

Easy to use app, good UI, I like that I get reminder...

Easy to use app, good UI, I like that I get reminders for payments and that there is interest on the current account. I quite like the light green colour UI- personally though I prefer the Lloyds deep green colour Reviewed on: 14th February 2026

It's been brilliant.

It's been brilliant. The rates are excellent and more competitive than the regular high street banks and the app is super easy to use. I have no reservations in recommending this, in fact I have been telling all my friends. Reviewed on: 14th February 2026

Great credit card

It is easy to manage my account and built my credit score. The website is very clear. Reviewed on: 14th February 2026

Good bank account for online.

Good bank account for online. Good intrest for keeping your money in the account. Reviewed on: 14th February 2026

Need better communication for the customers

Need better communication for the customers Reviewed on: 14th February 2026

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