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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

82% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent online bank

Overall excellent with the increased saving % Reviewed on: 13th February 2026

Fantastic to deal with and it was a very quick and e...

Fantastic to deal with and it was a very quick and easy application with an instant decision. Would recommend to anyone. Reviewed on: 13th February 2026

Great interest rates

I am very happy with the high interest rates on the saver account and the option on saver pots Reviewed on: 13th February 2026

Excellent products and app and soeasy to use.

Excellent products and app and soeasy to use. Reviewed on: 13th February 2026

Nice and easy efficient service given.

Nice and easy efficient service given. Reviewed on: 13th February 2026

Brilliant service and easy to useamazinf

Brilliant service and easy to use Reviewed on: 13th February 2026

Great easy access and long term savings opportunitie...

Great easy access and long term savings opportunities, great interest rates and a great regular savings account at a very competitive rate. User friendly app which is very important. I would recommend Zopa to my friends and family Reviewed on: 13th February 2026

Excellent interest rates, the app is so easy to use.

Excellent interest rates, the app is so easy to use. Reviewed on: 13th February 2026

Good interest rates, easy to use

Good interest rates, easy to use Reviewed on: 13th February 2026

Keeps in touch and updated easy to follow on the app...

Keeps in touch and updated easy to follow on the app too Reviewed on: 13th February 2026

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