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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

The app issuer friendly and easy to use

The app issuer friendly and easy to use Reviewed on: 14th February 2026

Zopa gives great rates and is easy to use

Zopa gives great rates and is easy to use Reviewed on: 14th February 2026

Easy to use app, good UI, I like that I get reminder...

Easy to use app, good UI, I like that I get reminders for payments and that there is interest on the current account. I quite like the light green colour UI- personally though I prefer the Lloyds deep green colour Reviewed on: 14th February 2026

It's been brilliant.

It's been brilliant. The rates are excellent and more competitive than the regular high street banks and the app is super easy to use. I have no reservations in recommending this, in fact I have been telling all my friends. Reviewed on: 14th February 2026

Great credit card

It is easy to manage my account and built my credit score. The website is very clear. Reviewed on: 14th February 2026

Good bank account for online.

Good bank account for online. Good intrest for keeping your money in the account. Reviewed on: 14th February 2026

Need better communication for the customers

Need better communication for the customers Reviewed on: 14th February 2026

Good customer service good bank get rewards after us...

Good customer service good bank get rewards after using Apple Pay Reviewed on: 13th February 2026

great experience from start to finish.

I’ve had a great experience from start to finish. I’ve borrowed (and paid back) money and it’s made my life much better thanks again Reviewed on: 13th February 2026

Excellent online bank

Overall excellent with the increased saving % Reviewed on: 13th February 2026

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