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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

82% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent great very easy to use

Its very good excellent easy to use Reviewed on: 14th February 2026

The app issuer friendly and easy to use

The app issuer friendly and easy to use Reviewed on: 14th February 2026

Zopa gives great rates and is easy to use

Zopa gives great rates and is easy to use Reviewed on: 14th February 2026

Easy to use app, good UI, I like that I get reminder...

Easy to use app, good UI, I like that I get reminders for payments and that there is interest on the current account. I quite like the light green colour UI- personally though I prefer the Lloyds deep green colour Reviewed on: 14th February 2026

It's been brilliant.

It's been brilliant. The rates are excellent and more competitive than the regular high street banks and the app is super easy to use. I have no reservations in recommending this, in fact I have been telling all my friends. Reviewed on: 14th February 2026

Great credit card

It is easy to manage my account and built my credit score. The website is very clear. Reviewed on: 14th February 2026

Good bank account for online.

Good bank account for online. Good intrest for keeping your money in the account. Reviewed on: 14th February 2026

Need better communication for the customers

Need better communication for the customers Reviewed on: 14th February 2026

Good customer service good bank get rewards after us...

Good customer service good bank get rewards after using Apple Pay Reviewed on: 13th February 2026

great experience from start to finish.

I’ve had a great experience from start to finish. I’ve borrowed (and paid back) money and it’s made my life much better thanks again Reviewed on: 13th February 2026

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