Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great customer service from start to finish

Great customer service from start to finish Reviewed on: 13th February 2026

Excellent App easy to use Great Rates too

Great App. Easy to use and great interest rates Reviewed on: 13th February 2026

Very easy to navigate and fantastic interest rates

Very easy to navigate and fantastic interest rates Reviewed on: 13th February 2026

Waqs Zopa

Zopa is great I’ve got a zopa credit card and a zopa current account overall they are just good with the fees and the services they provide Reviewed on: 13th February 2026

Zopa has been fantastic and super efficient, no issu...

Zopa has been fantastic and super efficient, no issues with the banking app and everything works well with their banking services, also Zopa keeps improving there services which is essential. Reviewed on: 13th February 2026

The app is easy to manoeuvre and provides good infor...

The app is easy to manoeuvre and provides good information. Reviewed on: 13th February 2026

They have given me a chance to improve my credit rat...

They have given me a chance to improve my credit rating and thanks to them it's now positive,they really have helped me,when no other bank would. Reviewed on: 13th February 2026

Easy and great to get set up and good rates.

Easy and great to get set up and good rates. App functions well and is very responsive. Shame the survey is so long ! Otherwise fabulous. Reviewed on: 13th February 2026

Brilliant for loans, savings and banking.

Brilliant for loans, savings and banking. Reviewed on: 13th February 2026

Great!!!!

Always had a fantastic interaction with Zopa wether that’s in the app or online if ever I’ve had a question someone replied quickly and promptly and they were always friendly and helpful. Reviewed on: 13th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Yorkshire Bank 3.95 from 76 reviews
Platinum Current Account
from TSB 4.01 from 21 reviews
Basic current account
from Santander 4.28 from 337 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub