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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Easy and great to get set up and good rates.

Easy and great to get set up and good rates. App functions well and is very responsive. Shame the survey is so long ! Otherwise fabulous. Reviewed on: 13th February 2026

Brilliant for loans, savings and banking.

Brilliant for loans, savings and banking. Reviewed on: 13th February 2026

Great!!!!

Always had a fantastic interaction with Zopa wether that’s in the app or online if ever I’ve had a question someone replied quickly and promptly and they were always friendly and helpful. Reviewed on: 13th February 2026

best bank

Its brilliant ease to use and very good interest rates Reviewed on: 13th February 2026

Thanks thanks thanks thanks thanks

Thanks thanks thanks thanks thanks Reviewed on: 13th February 2026

Quick set up.

Quick set up. Biscuit account send reminder to pay £500 the date ,of every month. Reviewed on: 13th February 2026

Excellent in every way.

Excellent in every way. Can't fault Zopa! Reviewed on: 13th February 2026

Very easy to use app and great service

Very easy to use app and great customer service Reviewed on: 13th February 2026

Easy to set up and use would definitely recommend an...

Easy to set up and use would definitely recommend and have done so keep up the good work Reviewed on: 13th February 2026

Excellent for building savings!

Excellent for building savings! The Biscuit account is excellent for building savings and getting more out of your money. They have lots of excellent features and really care about their customers. I’d really recommend this account to anyone who wants their money to work for them Reviewed on: 13th February 2026

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