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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great experience especially the ease and value of us...

Great experience especially the ease and value of using my account/card abroad. Customer service can be hit and miss long waiting times. Reviewed on: 13th February 2026

Quick easy

Quick easy application process, saving rates are good Reviewed on: 13th February 2026

Good customer service support

Got a pending issue resolved, got good feedback from the support agents Reviewed on: 13th February 2026

Easy too use, the app is great shows everything in s...

Easy too use, the app is great shows everything in seconds Reviewed on: 13th February 2026

Great interest rates and easy to use

Great interest rates and easy to use Reviewed on: 13th February 2026

Very straightforward to sign up.

Very straightforward to sign up. Easy to set up saving accounts. Reviewed on: 13th February 2026

very slick and great, so far!

The experience has been technologically slick with some great offers. Not hit any bumps in the road yet. Reviewed on: 13th February 2026

Really efficient app but customer service has also b...

Really efficient app but customer service has also been excellent Reviewed on: 13th February 2026

Payments

So very helpfull when I was off work sick Reviewed on: 13th February 2026

Excellent easy to deal with and I love the Zap...

Excellent easy to deal with and I love the Zap facility Reviewed on: 13th February 2026

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