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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

What’s not to like!

Great interest rates with an easy to use app Reviewed on: 12th February 2026

Zopa has a very efficient system, very easy to use.

Zopa has a very efficient system, very easy to use. Reviewed on: 12th February 2026

Excellent

Quick easy and helpful to deal with Reviewed on: 12th February 2026

Good experience, good customer service

Good experience, good customer service Reviewed on: 12th February 2026

Savings belong here

Great bank with all the new technology in the app and transactions are smooth with excellent rates for saving Reviewed on: 12th February 2026

Really helpful and really friendly, so easy to deal...

Really helpful and really friendly, so easy to deal with them with any issues. Reviewed on: 12th February 2026

Everything that Zopa do is brilliant.

Everything that Zopa do is brilliant. Customer service is great, friendly and helpful. The products they offer are the best on the market, just brilliant. Reviewed on: 12th February 2026

Excellent service smooth tracking on finances

Excellent service smooth tracking on finances Reviewed on: 12th February 2026

New Way of Banking

The customer service is excellent I have phoned in very knowledgeable person Reviewed on: 12th February 2026

Zopa banks understand customer's needs and prob...

Zopa banks understand customer's needs and problems Reviewed on: 12th February 2026

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