Paid advertisement
Smart Money People Logo

Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
80% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6589)

Very easy to set up and use.

5
Very easy to set up and use. Great customer service and good interest rates. App is simple to use. Reviewed on: 11th February 2026

All round great bank.

5
Very good app, easy to use, good layout. They offer great saving accounts. You even get interest on your current account. Reviewed on: 11th February 2026

Zopa is a very easy to use and good bank.

5
Zopa is a very easy to use and good bank. The customer service is very good and has been useful to me. Thanks Reviewed on: 11th February 2026

Great so far not been using for long

5
Great so far not been using for long Reviewed on: 11th February 2026

Excellent service, excellent app, just how a bank sh...

5
Excellent service, excellent app, just how a bank should be!!!! Reviewed on: 11th February 2026

Great service great experience does exactly what it...

5
Great service great experience does exactly what it says on the tin. Give it a try. Reviewed on: 11th February 2026

Very nice and professional.

5
Very nice and professional. Always happy to help and get a solution Reviewed on: 11th February 2026

Fantastic bank account and banking app, so easy to use!

5
Fantastic bank account and banking app, so easy to use! Great products for savings too! Cashback is a wonderful idea on spends and Fantastic it offers interest even on the everyday account! Reviewed on: 11th February 2026

Easy to use helpful app.

5
Easy to use helpful app. Was easy to set up Reviewed on: 11th February 2026

Excellent service and very easy to use.

5
Excellent service and very easy to use. Quite impressed with the services too, well done. Reviewed on: 11th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69084 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44343 reviews
    Zopa
    View all products