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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
80% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I like the simplicity of the Zopa accounts and the e...

5
I like the simplicity of the Zopa accounts and the ease with using the app. I’ve always got my financial information at the tap of a button. Reviewed on: 11th February 2026

Excellent service all around

5
Excellent service all around would highly recommend to everyone Reviewed on: 11th February 2026

No complaints, very clear and straightforward, reaso...

5
No complaints, very clear and straightforward, reasonable rates and usually responsive Reviewed on: 11th February 2026

Zopa is very easy to use it’s got advanced features...

5
Zopa is very easy to use it’s got advanced features such as isa money pots and lots of ways to feel like you are in control of your finances Reviewed on: 11th February 2026

Easy to use and great rates.

5
Easy to use and great rates. I like the flexibility. Reviewed on: 11th February 2026

Its easy to open account, the App is easy to use, cu...

5
Its easy to open account, the App is easy to use, customers support is available and easy to reach Reviewed on: 11th February 2026

Best bank I’ve ever used, very easy to use.

5
Best bank I’ve ever used, very easy to use. Reviewed on: 11th February 2026

Very easy going app transparency good app options

5
Very easy going app transparency good app options Reviewed on: 11th February 2026

Easier safe of the value of my money

5
Easier safe of the value of my money Reviewed on: 11th February 2026

User friendly, responsive to changing financial situ...

5
User friendly, responsive to changing financial situation Reviewed on: 11th February 2026

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