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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

All round great bank.

Very good app, easy to use, good layout. They offer great saving accounts. You even get interest on your current account. Reviewed on: 11th February 2026

Zopa is a very easy to use and good bank.

Zopa is a very easy to use and good bank. The customer service is very good and has been useful to me. Thanks Reviewed on: 11th February 2026

Great so far not been using for long

Great so far not been using for long Reviewed on: 11th February 2026

Excellent service, excellent app, just how a bank sh...

Excellent service, excellent app, just how a bank should be!!!! Reviewed on: 11th February 2026

Great service great experience does exactly what it...

Great service great experience does exactly what it says on the tin. Give it a try. Reviewed on: 11th February 2026

Very nice and professional.

Very nice and professional. Always happy to help and get a solution Reviewed on: 11th February 2026

Fantastic bank account and banking app, so easy to use!

Fantastic bank account and banking app, so easy to use! Great products for savings too! Cashback is a wonderful idea on spends and Fantastic it offers interest even on the everyday account! Reviewed on: 11th February 2026

Easy to use helpful app.

Easy to use helpful app. Was easy to set up Reviewed on: 11th February 2026

Excellent service and very easy to use.

Excellent service and very easy to use. Quite impressed with the services too, well done. Reviewed on: 11th February 2026

I like the simplicity of the Zopa accounts and the e...

I like the simplicity of the Zopa accounts and the ease with using the app. I’ve always got my financial information at the tap of a button. Reviewed on: 11th February 2026

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