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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Excellent service all around

Excellent service all around would highly recommend to everyone Reviewed on: 11th February 2026

No complaints, very clear and straightforward, reaso...

No complaints, very clear and straightforward, reasonable rates and usually responsive Reviewed on: 11th February 2026

Zopa is very easy to use it’s got advanced features...

Zopa is very easy to use it’s got advanced features such as isa money pots and lots of ways to feel like you are in control of your finances Reviewed on: 11th February 2026

Easy to use and great rates.

Easy to use and great rates. I like the flexibility. Reviewed on: 11th February 2026

Its easy to open account, the App is easy to use, cu...

Its easy to open account, the App is easy to use, customers support is available and easy to reach Reviewed on: 11th February 2026

Best bank I’ve ever used, very easy to use.

Best bank I’ve ever used, very easy to use. Reviewed on: 11th February 2026

Very easy going app transparency good app options

Very easy going app transparency good app options Reviewed on: 11th February 2026

Easier safe of the value of my money

Easier safe of the value of my money Reviewed on: 11th February 2026

User friendly, responsive to changing financial situ...

User friendly, responsive to changing financial situation Reviewed on: 11th February 2026

So easy to open account, excellent savings rate & ot...

So easy to open account, excellent savings rate & other perks. Nice, colourful, fun app & very easy to use. Reviewed on: 11th February 2026

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