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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

80% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

So easy to open account, excellent savings rate & ot...

So easy to open account, excellent savings rate & other perks. Nice, colourful, fun app & very easy to use. Reviewed on: 11th February 2026

Amazing experience, easy to open, amazing interest r...

Amazing experience, easy to open, amazing interest rates, great flexibility Reviewed on: 11th February 2026

Good savings incentives.

Good savings incentives. Good app but needs to get more established as limited on transfers Reviewed on: 11th February 2026

Good transparent and helpful good interest rates and...

Good transparent and helpful good interest rates and products Reviewed on: 11th February 2026

Great online banking

Love the way I can organise my savings into pots for specific purposes and also the great rate of 7% on the regular savings account. Really good app and easy to use. Reviewed on: 11th February 2026

Always good to deal with and I would recommend this...

Always good to deal with and I would recommend this firm Reviewed on: 11th February 2026

Still haven't received my card since opening the acc...

Still haven't received my card since opening the account. Reviewed on: 11th February 2026

Lots of information and always answer your question...

Lots of information and always answer your question quickly Reviewed on: 11th February 2026

Amazing online banking

Amazing no need to queue to get someone else. Just think you’re given answers and more importantly the chats easier. All service information are available on the website and app. Reviewed on: 11th February 2026

Zopa is a good banking service..

It’s a good rate for savings account and easy to use app. Reviewed on: 11th February 2026

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