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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

80% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Happy with returns value for my money

Happy with returns value for my money Reviewed on: 11th February 2026

Love my Zopa account!

Love my Zopa account! The interest rate is the best around, the rewards are excellent (shout out to 2% back on DDs!) and the app is a joy to use. Have been telking everyone I know to get a Zopa account! Reviewed on: 11th February 2026

To date very good

To date very good but mostly online but regular updates make it useful. Reviewed on: 11th February 2026

Zopa has been amazing so far for me.

Zopa has been amazing so far for me. The separate pots and availability of products is fab Reviewed on: 11th February 2026

Easy to use, good interest rates, no problems

Easy to use, good interest rates, no problems Reviewed on: 11th February 2026

Amazing polite staff, every time I have contacted th...

Amazing polite staff, every time I have contacted them nothing is to much bother and they sort out my query straight away Reviewed on: 11th February 2026

Great card to use instant notifications

Great card to use instant notifications Reviewed on: 11th February 2026

All works fine and simply.

All works fine and simply. Good interest rates Reviewed on: 11th February 2026

Exemplary Customer service

All my interactions with Zopa have been clear, easy to understand and when speaking to staff they have been excellent. Staff are friendly, helpful and always willing to answer questions. Reviewed on: 11th February 2026

Great account.

Easy to access online account, with excellent interest on savings potential. Reviewed on: 11th February 2026

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