Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Amazing experience, easy to open, amazing interest r...

Amazing experience, easy to open, amazing interest rates, great flexibility Reviewed on: 11th February 2026

Good savings incentives.

Good savings incentives. Good app but needs to get more established as limited on transfers Reviewed on: 11th February 2026

Good transparent and helpful good interest rates and...

Good transparent and helpful good interest rates and products Reviewed on: 11th February 2026

Great online banking

Love the way I can organise my savings into pots for specific purposes and also the great rate of 7% on the regular savings account. Really good app and easy to use. Reviewed on: 11th February 2026

Always good to deal with and I would recommend this...

Always good to deal with and I would recommend this firm Reviewed on: 11th February 2026

Still haven't received my card since opening the acc...

Still haven't received my card since opening the account. Reviewed on: 11th February 2026

Lots of information and always answer your question...

Lots of information and always answer your question quickly Reviewed on: 11th February 2026

Amazing online banking

Amazing no need to queue to get someone else. Just think you’re given answers and more importantly the chats easier. All service information are available on the website and app. Reviewed on: 11th February 2026

Zopa is a good banking service..

It’s a good rate for savings account and easy to use app. Reviewed on: 11th February 2026

Happy with returns value for my money

Happy with returns value for my money Reviewed on: 11th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Debit Card
from RBS 3.83 from 4 reviews
Classic Plus account (discontinued)
from TSB 3.71 from 179 reviews
Essential current account (discontinued)
from Virgin Money 3.72 from 146 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub