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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Love my Zopa account!

Love my Zopa account! The interest rate is the best around, the rewards are excellent (shout out to 2% back on DDs!) and the app is a joy to use. Have been telking everyone I know to get a Zopa account! Reviewed on: 11th February 2026

To date very good

To date very good but mostly online but regular updates make it useful. Reviewed on: 11th February 2026

Zopa has been amazing so far for me.

Zopa has been amazing so far for me. The separate pots and availability of products is fab Reviewed on: 11th February 2026

Easy to use, good interest rates, no problems

Easy to use, good interest rates, no problems Reviewed on: 11th February 2026

Amazing polite staff, every time I have contacted th...

Amazing polite staff, every time I have contacted them nothing is to much bother and they sort out my query straight away Reviewed on: 11th February 2026

Great card to use instant notifications

Great card to use instant notifications Reviewed on: 11th February 2026

All works fine and simply.

All works fine and simply. Good interest rates Reviewed on: 11th February 2026

Exemplary Customer service

All my interactions with Zopa have been clear, easy to understand and when speaking to staff they have been excellent. Staff are friendly, helpful and always willing to answer questions. Reviewed on: 11th February 2026

Great account.

Easy to access online account, with excellent interest on savings potential. Reviewed on: 11th February 2026

Good card to be recognised with.

Good card to be recognised with. Reviewed on: 11th February 2026

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