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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

80% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good card to be recognised with.

Good card to be recognised with. Reviewed on: 11th February 2026

Excellent, no issues would highly recommend

Excellent, no issues would highly recommend Reviewed on: 11th February 2026

Makes opening an account simple and almost enjoyable.

A very easy experience opening the account and the app is so easy to use. Reviewed on: 11th February 2026

Brill bank to be with.

Brill bank to be with. Very helpful Reviewed on: 11th February 2026

Great customer service.

Great customer service. App is very easy to navigate. Reviewed on: 11th February 2026

Very easy so far, great saving rate and the current...

Very easy so far, great saving rate and the current account is working as expected. Going to set up come direct debits soon for the added cashback aswell Reviewed on: 11th February 2026

Zopa Service meeting your needs

I feel as though Zopa offer a service that suits my needs and pocket never pushing to increase your out goings regarding overdraft or credit limit increases. The online chats are always there if you have a problem or issue with your account I would recommend Zopa to anyone who is requiring a bank that meets your needs. Reviewed on: 11th February 2026

Easy to use with excellent internet banking

Easy to use with excellent internet banking, very competitive interest rates Reviewed on: 11th February 2026

I got a loan from Zopa which a smooth and swift proc...

I got a loan from Zopa which a smooth and swift process. The app is very helpful at helping me see my balances and payments requirements Reviewed on: 11th February 2026

A great on-line Bank.

A great on-line Bank. They offer great savings rates and their app is easy to navigate and use. Reviewed on: 11th February 2026

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