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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Amazing online banking

Amazing no need to queue to get someone else. Just think you’re given answers and more importantly the chats easier. All service information are available on the website and app. Reviewed on: 11th February 2026

Zopa is a good banking service..

It’s a good rate for savings account and easy to use app. Reviewed on: 11th February 2026

Happy with returns value for my money

Happy with returns value for my money Reviewed on: 11th February 2026

Love my Zopa account!

Love my Zopa account! The interest rate is the best around, the rewards are excellent (shout out to 2% back on DDs!) and the app is a joy to use. Have been telking everyone I know to get a Zopa account! Reviewed on: 11th February 2026

To date very good

To date very good but mostly online but regular updates make it useful. Reviewed on: 11th February 2026

Zopa has been amazing so far for me.

Zopa has been amazing so far for me. The separate pots and availability of products is fab Reviewed on: 11th February 2026

Easy to use, good interest rates, no problems

Easy to use, good interest rates, no problems Reviewed on: 11th February 2026

Amazing polite staff, every time I have contacted th...

Amazing polite staff, every time I have contacted them nothing is to much bother and they sort out my query straight away Reviewed on: 11th February 2026

Great card to use instant notifications

Great card to use instant notifications Reviewed on: 11th February 2026

All works fine and simply.

All works fine and simply. Good interest rates Reviewed on: 11th February 2026

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