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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Exemplary Customer service

All my interactions with Zopa have been clear, easy to understand and when speaking to staff they have been excellent. Staff are friendly, helpful and always willing to answer questions. Reviewed on: 11th February 2026

Great account.

Easy to access online account, with excellent interest on savings potential. Reviewed on: 11th February 2026

Good card to be recognised with.

Good card to be recognised with. Reviewed on: 11th February 2026

Excellent, no issues would highly recommend

Excellent, no issues would highly recommend Reviewed on: 11th February 2026

Makes opening an account simple and almost enjoyable.

A very easy experience opening the account and the app is so easy to use. Reviewed on: 11th February 2026

Brill bank to be with.

Brill bank to be with. Very helpful Reviewed on: 11th February 2026

Great customer service.

Great customer service. App is very easy to navigate. Reviewed on: 11th February 2026

Very easy so far, great saving rate and the current...

Very easy so far, great saving rate and the current account is working as expected. Going to set up come direct debits soon for the added cashback aswell Reviewed on: 11th February 2026

Zopa Service meeting your needs

I feel as though Zopa offer a service that suits my needs and pocket never pushing to increase your out goings regarding overdraft or credit limit increases. The online chats are always there if you have a problem or issue with your account I would recommend Zopa to anyone who is requiring a bank that meets your needs. Reviewed on: 11th February 2026

Easy to use with excellent internet banking

Easy to use with excellent internet banking, very competitive interest rates Reviewed on: 11th February 2026

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