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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

I got a loan from Zopa which a smooth and swift proc...

I got a loan from Zopa which a smooth and swift process. The app is very helpful at helping me see my balances and payments requirements Reviewed on: 11th February 2026

A great on-line Bank.

A great on-line Bank. They offer great savings rates and their app is easy to navigate and use. Reviewed on: 11th February 2026

Simple and great service

Simple and great service. Everything is straight forward to use. Cards arrived promptly and simple to set up. Reviewed on: 11th February 2026

Simple effortless informative bank account, easy to...

Simple effortless informative bank account, easy to use! Great offers and all Reviewed on: 11th February 2026

Great to deal with and fantastic on payment

Great to deal with and fantastic on payment Reviewed on: 11th February 2026

Great bank.

The app is brilliant. And the savings account is one of the best out there Reviewed on: 11th February 2026

Problems opening account quickly sorted and no furth...

Problems opening account quickly sorted and no further issues. Reviewed on: 11th February 2026

It was easy and straightforward to set-up a Zopa ban...

It was easy and straightforward to set-up a Zopa bank account. The interest rates on offer helped me in my decision to move my monies over to Zopa - smart saving hub primary pot (4.45% AER) and regular saver (7.10% AER). It's very quick to move monies from my bank account to order bank accounts and saving pots with the easy to function app. A very happy customer! Reviewed on: 11th February 2026

Good customer service , Most revelant service and in...

Good customer service , Most revelant service and instant customer service Reviewed on: 11th February 2026

My best experience so far with banks

My best experience so far with banks Reviewed on: 11th February 2026

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