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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Simple effortless informative bank account, easy to...

Simple effortless informative bank account, easy to use! Great offers and all Reviewed on: 11th February 2026

Great to deal with and fantastic on payment

Great to deal with and fantastic on payment Reviewed on: 11th February 2026

Great bank.

The app is brilliant. And the savings account is one of the best out there Reviewed on: 11th February 2026

Problems opening account quickly sorted and no furth...

Problems opening account quickly sorted and no further issues. Reviewed on: 11th February 2026

It was easy and straightforward to set-up a Zopa ban...

It was easy and straightforward to set-up a Zopa bank account. The interest rates on offer helped me in my decision to move my monies over to Zopa - smart saving hub primary pot (4.45% AER) and regular saver (7.10% AER). It's very quick to move monies from my bank account to order bank accounts and saving pots with the easy to function app. A very happy customer! Reviewed on: 11th February 2026

Good customer service , Most revelant service and in...

Good customer service , Most revelant service and instant customer service Reviewed on: 11th February 2026

My best experience so far with banks

My best experience so far with banks Reviewed on: 11th February 2026

No I don't want to no no no no no...

No I don't want to no no no no no Reviewed on: 11th February 2026

Strong on interest & cashback, but app-only

I've been using the Zopa Biscuit current account for a few months now and really like it. The 2% interest on the balance is a nice bonus (no cap is brilliant), and getting 2% cashback on Direct Debits helps with bills like energy and broadband — already earned a decent bit back. App is clean, fast payments work perfectly, and no monthly fees. Highly recommend! Reviewed on: 11th February 2026

Amazing company

Great company to deal with.never had a problem with them. Reviewed on: 11th February 2026

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