Smart Money People Logo

Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
80% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6589)

Amazing company

5
Great company to deal with.never had a problem with them. Reviewed on: 11th February 2026

Great interest rates and very eady to use app

5
Great interest rates and very eady to use app Reviewed on: 11th February 2026

Fabulous

5
Just a great easy to use and good value fir money service Reviewed on: 11th February 2026

Usability

5
It is very easy to use . Self explanatory Reviewed on: 11th February 2026

Easy to use App!

5
I am very impressed with the ease of using the app and the card that was sent. The app allows you to transfer money from other accounts with ease without having to enter information such as sort code and account numbers. Reviewed on: 11th February 2026

Enjoyable would recommend easy to use

5
Enjoyable would recommend easy to use Reviewed on: 11th February 2026

Easy to use, great interest rates.

5
Easy to use, great interest rates. Reviewed on: 11th February 2026

Really helpful fast service and good value

5
Really helpful fast service and good value Reviewed on: 11th February 2026

Zopa bank are brilliant I highly recommend to anyone...

5
Zopa bank are brilliant I highly recommend to anyone trying to build your credit score Reviewed on: 11th February 2026

Always excellent professional service

5
Always excellent professional service Reviewed on: 11th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69084 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44343 reviews
    Zopa
    View all products