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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

No I don't want to no no no no no...

No I don't want to no no no no no Reviewed on: 11th February 2026

Strong on interest & cashback, but app-only

I've been using the Zopa Biscuit current account for a few months now and really like it. The 2% interest on the balance is a nice bonus (no cap is brilliant), and getting 2% cashback on Direct Debits helps with bills like energy and broadband — already earned a decent bit back. App is clean, fast payments work perfectly, and no monthly fees. Highly recommend! Reviewed on: 11th February 2026

Amazing company

Great company to deal with.never had a problem with them. Reviewed on: 11th February 2026

Great interest rates and very eady to use app

Great interest rates and very eady to use app Reviewed on: 11th February 2026

Fabulous

Just a great easy to use and good value fir money service Reviewed on: 11th February 2026

Usability

It is very easy to use . Self explanatory Reviewed on: 11th February 2026

Easy to use App!

I am very impressed with the ease of using the app and the card that was sent. The app allows you to transfer money from other accounts with ease without having to enter information such as sort code and account numbers. Reviewed on: 11th February 2026

Enjoyable would recommend easy to use

Enjoyable would recommend easy to use Reviewed on: 11th February 2026

Easy to use, great interest rates.

Easy to use, great interest rates. Reviewed on: 11th February 2026

Really helpful fast service and good value

Really helpful fast service and good value Reviewed on: 11th February 2026

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