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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great interest rates and very eady to use app

Great interest rates and very eady to use app Reviewed on: 11th February 2026

Fabulous

Just a great easy to use and good value fir money service Reviewed on: 11th February 2026

Usability

It is very easy to use . Self explanatory Reviewed on: 11th February 2026

Easy to use App!

I am very impressed with the ease of using the app and the card that was sent. The app allows you to transfer money from other accounts with ease without having to enter information such as sort code and account numbers. Reviewed on: 11th February 2026

Enjoyable would recommend easy to use

Enjoyable would recommend easy to use Reviewed on: 11th February 2026

Easy to use, great interest rates.

Easy to use, great interest rates. Reviewed on: 11th February 2026

Really helpful fast service and good value

Really helpful fast service and good value Reviewed on: 11th February 2026

Zopa bank are brilliant I highly recommend to anyone...

Zopa bank are brilliant I highly recommend to anyone trying to build your credit score Reviewed on: 11th February 2026

Always excellent professional service

Always excellent professional service Reviewed on: 11th February 2026

Easy to use more back of your money

Just appears that you get more back for your money and it's easier to use Reviewed on: 11th February 2026

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