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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

80% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to use more back of your money

Just appears that you get more back for your money and it's easier to use Reviewed on: 11th February 2026

Gave me a credit card when I didn’t expect to...

Gave me a credit card when I didn’t expect to get one Reviewed on: 11th February 2026

I like the the Zopa both credit and bank account.

I like the the Zopa both credit and bank account. both easy and quick. I like the bank account it looks smart. And I also impressed with the new voice command as the younger generation would say it's 'cool'. Reviewed on: 11th February 2026

Clear and easy to use

Daily calculation of interest pending . Easy to move money and see transactions with ease. Swift and efficient format. Reviewed on: 11th February 2026

Zopa nice niche

Zopa nice niche for small starters Reviewed on: 11th February 2026

Great bank great credit card too and amazing savings...

Great bank great credit card too and amazing savings rate Reviewed on: 11th February 2026

Great bank with an app that meets all my banking needs.

Great bank with an app that meets all my banking needs. Like the attractive rates of interest paid. Reviewed on: 11th February 2026

I have enjoyed using Zopa so far for its amazing use...

I have enjoyed using Zopa so far for its amazing user interface, instant services and great functioning app. Reviewed on: 11th February 2026

The app is easy to use and it is so easy to move mon...

The app is easy to use and it is so easy to move money around Reviewed on: 11th February 2026

Find the app very easy to navigate and the service g...

Find the app very easy to navigate and the service great, the introductory interest rate was the main factor fir transferring to this account, but the excellent regular savings accounts are a reason to continue. Reviewed on: 11th February 2026

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