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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Zopa bank are brilliant I highly recommend to anyone...

Zopa bank are brilliant I highly recommend to anyone trying to build your credit score Reviewed on: 11th February 2026

Always excellent professional service

Always excellent professional service Reviewed on: 11th February 2026

Easy to use more back of your money

Just appears that you get more back for your money and it's easier to use Reviewed on: 11th February 2026

Gave me a credit card when I didn’t expect to...

Gave me a credit card when I didn’t expect to get one Reviewed on: 11th February 2026

I like the the Zopa both credit and bank account.

I like the the Zopa both credit and bank account. both easy and quick. I like the bank account it looks smart. And I also impressed with the new voice command as the younger generation would say it's 'cool'. Reviewed on: 11th February 2026

Clear and easy to use

Daily calculation of interest pending . Easy to move money and see transactions with ease. Swift and efficient format. Reviewed on: 11th February 2026

Zopa nice niche

Zopa nice niche for small starters Reviewed on: 11th February 2026

Great bank great credit card too and amazing savings...

Great bank great credit card too and amazing savings rate Reviewed on: 11th February 2026

Great bank with an app that meets all my banking needs.

Great bank with an app that meets all my banking needs. Like the attractive rates of interest paid. Reviewed on: 11th February 2026

I have enjoyed using Zopa so far for its amazing use...

I have enjoyed using Zopa so far for its amazing user interface, instant services and great functioning app. Reviewed on: 11th February 2026

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