Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Gave me a credit card when I didn’t expect to...

Gave me a credit card when I didn’t expect to get one Reviewed on: 11th February 2026

I like the the Zopa both credit and bank account.

I like the the Zopa both credit and bank account. both easy and quick. I like the bank account it looks smart. And I also impressed with the new voice command as the younger generation would say it's 'cool'. Reviewed on: 11th February 2026

Clear and easy to use

Daily calculation of interest pending . Easy to move money and see transactions with ease. Swift and efficient format. Reviewed on: 11th February 2026

Zopa nice niche

Zopa nice niche for small starters Reviewed on: 11th February 2026

Great bank great credit card too and amazing savings...

Great bank great credit card too and amazing savings rate Reviewed on: 11th February 2026

Great bank with an app that meets all my banking needs.

Great bank with an app that meets all my banking needs. Like the attractive rates of interest paid. Reviewed on: 11th February 2026

I have enjoyed using Zopa so far for its amazing use...

I have enjoyed using Zopa so far for its amazing user interface, instant services and great functioning app. Reviewed on: 11th February 2026

The app is easy to use and it is so easy to move mon...

The app is easy to use and it is so easy to move money around Reviewed on: 11th February 2026

Find the app very easy to navigate and the service g...

Find the app very easy to navigate and the service great, the introductory interest rate was the main factor fir transferring to this account, but the excellent regular savings accounts are a reason to continue. Reviewed on: 11th February 2026

The Zopa experience is phenomenal!

The Zopa experience is phenomenally good! All aspects of service are exemplary in my opinion! Reviewed on: 11th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

M Plus account
from Virgin Money 4.30 from 33 reviews
Current account
from Citibank 3.18 from 10 reviews
Test test testTest test test
from Test test test 4.00 from 1 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub