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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

78% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Helpful very good on phone and on app

Good customer services and phone always answer within 5 mins Reviewed on: 11th February 2026

Enjoy logging in to see other bank transactions as w...

Enjoy logging in to see other bank transactions as well … however not all access is easy ….. Reviewed on: 11th February 2026

Really quick and efficient.

Really quick and efficient. The service is excellent and can’t be easier Reviewed on: 11th February 2026

Always good just for a back up if u run out of money...

Always good just for a back up if u run out of money till the end of the month Reviewed on: 11th February 2026

Very easy moving money and checking accounts

Very easy moving money and checking accounts Reviewed on: 11th February 2026

Account opening was a breeze......

Account opening was a breeze, interest on both current and saver accounts is fantastic when pitted against rivals. Love it Reviewed on: 11th February 2026

Great set up.

Great set up. Highly recommended. Reviewed on: 11th February 2026

Simple, intuitive digital banking experience.

Simple, intuitive digital banking experience. Reviewed on: 11th February 2026

The app is user friendly , interest rate is high and...

The app is user friendly , interest rate is high and it helps me save in different options Reviewed on: 11th February 2026

Savings Rates

Really good savings rate. Easy to move money around Reviewed on: 11th February 2026

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