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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Enjoy logging in to see other bank transactions as w...

Enjoy logging in to see other bank transactions as well … however not all access is easy ….. Reviewed on: 11th February 2026

Really quick and efficient.

Really quick and efficient. The service is excellent and can’t be easier Reviewed on: 11th February 2026

Always good just for a back up if u run out of money...

Always good just for a back up if u run out of money till the end of the month Reviewed on: 11th February 2026

Very easy moving money and checking accounts

Very easy moving money and checking accounts Reviewed on: 11th February 2026

Account opening was a breeze......

Account opening was a breeze, interest on both current and saver accounts is fantastic when pitted against rivals. Love it Reviewed on: 11th February 2026

Great set up.

Great set up. Highly recommended. Reviewed on: 11th February 2026

Simple, intuitive digital banking experience.

Simple, intuitive digital banking experience. Reviewed on: 11th February 2026

The app is user friendly , interest rate is high and...

The app is user friendly , interest rate is high and it helps me save in different options Reviewed on: 11th February 2026

Savings Rates

Really good savings rate. Easy to move money around Reviewed on: 11th February 2026

Excellent service easy to use app.

Excellent service easy to use app. Reviewed on: 11th February 2026

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