Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Current account reviews

4.83
Based on 6,601 reviews, last reviewed 9th Sep 2026
99% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026
sarah h's avatar
sarah h

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6601)

Good account to have great experience also many thanks

5
Good account to have great experience also many thanks Reviewed on: 11th February 2026

Easy to use and good interest rates

4
Easy to use and good interest rates Reviewed on: 11th February 2026

Helpful very good on phone and on app

5
Good customer services and phone always answer within 5 mins Reviewed on: 11th February 2026

Enjoy logging in to see other bank transactions as w...

4
Enjoy logging in to see other bank transactions as well … however not all access is easy ….. Reviewed on: 11th February 2026

Really quick and efficient.

5
Really quick and efficient. The service is excellent and can’t be easier Reviewed on: 11th February 2026

Always good just for a back up if u run out of money...

3
Always good just for a back up if u run out of money till the end of the month Reviewed on: 11th February 2026

Very easy moving money and checking accounts

5
Very easy moving money and checking accounts Reviewed on: 11th February 2026

Account opening was a breeze......

5
Account opening was a breeze, interest on both current and saver accounts is fantastic when pitted against rivals. Love it Reviewed on: 11th February 2026

Great set up.

5
Great set up. Highly recommended. Reviewed on: 11th February 2026

Simple, intuitive digital banking experience.

5
Simple, intuitive digital banking experience. Reviewed on: 11th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44354 reviews
    Zopa
    View all products