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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

78% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent service easy to use app.

Excellent service easy to use app. Reviewed on: 11th February 2026

I haven’t had a bad experience always good and very...

I haven’t had a bad experience always good and very attentive customer service Reviewed on: 11th February 2026

Great Experience with Zopa Current Account

I’ve been using Zopa current account and overall I’m very happy with the service. The app is easy to use, everything is clear and straightforward. Payments are quick and I like how simple it is to manage my money. Customer support has been helpful when needed. I would definitely recommend Zopa to others looking for a modern and reliable banking experience. Reviewed on: 11th February 2026

It's a dream bank account.

It's a dream bank account. The app is absolutely fantastic. Reviewed on: 11th February 2026

Brilliant service all round good experience

Brilliant service all round good experience Reviewed on: 11th February 2026

I have used custmers service several times.

I have used custmers service several times. I'm very happy with them as they are always very helpful Reviewed on: 11th February 2026

Good rates and prompt transfer out of funds to anoth...

Good rates and prompt transfer out of funds to another bank Reviewed on: 11th February 2026

Excellent service, market leading interest rates.

Excellent service, market leading interest rates. Great offer on cashback for direct debits. Reviewed on: 11th February 2026

Very straightforward to setup and manage, great inte...

Very straightforward to setup and manage, great interest rates Reviewed on: 11th February 2026

Easy to use and good interest rates.

Easy to use and good interest rates. Reviewed on: 11th February 2026

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