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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
78% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

5 starts

5
Excelente very good very help a lot Reviewed on: 11th February 2026

Easy to use App - customer service friendly and help...

5
Easy to use App - customer service friendly and helpful when needed Reviewed on: 11th February 2026

My experience has been very good

4
My experience has been very good Reviewed on: 11th February 2026

My Zopa experience

5
Join Zopa not long before. I’ve experienced smooth functioning in the system. Since I’m much concerned about the security, consistent upgrading is much appreciated. Reviewed on: 11th February 2026

Good service

4
Good communication and it does encourage me to save Reviewed on: 11th February 2026

Zopa just makes things easy.

5
Zopa just makes things easy. Ease of transfers. Excellent interest rates on all accounts. Reviewed on: 11th February 2026

Easy service no issues , have been with Zopa a few y...

5
Easy service no issues , have been with Zopa a few years now Reviewed on: 11th February 2026

Good interest rates, easy to set up, good app

5
Good interest rates, easy to set up, good app Reviewed on: 11th February 2026

Good customer service.

5
Good customer service. Very helpful Reviewed on: 11th February 2026

Easy to use and convince

5
Using last few months and found excellent Reviewed on: 11th February 2026

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