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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

The app is user friendly , interest rate is high and...

The app is user friendly , interest rate is high and it helps me save in different options Reviewed on: 11th February 2026

Savings Rates

Really good savings rate. Easy to move money around Reviewed on: 11th February 2026

Excellent service easy to use app.

Excellent service easy to use app. Reviewed on: 11th February 2026

I haven’t had a bad experience always good and very...

I haven’t had a bad experience always good and very attentive customer service Reviewed on: 11th February 2026

Great Experience with Zopa Current Account

I’ve been using Zopa current account and overall I’m very happy with the service. The app is easy to use, everything is clear and straightforward. Payments are quick and I like how simple it is to manage my money. Customer support has been helpful when needed. I would definitely recommend Zopa to others looking for a modern and reliable banking experience. Reviewed on: 11th February 2026

It's a dream bank account.

It's a dream bank account. The app is absolutely fantastic. Reviewed on: 11th February 2026

Brilliant service all round good experience

Brilliant service all round good experience Reviewed on: 11th February 2026

I have used custmers service several times.

I have used custmers service several times. I'm very happy with them as they are always very helpful Reviewed on: 11th February 2026

Good rates and prompt transfer out of funds to anoth...

Good rates and prompt transfer out of funds to another bank Reviewed on: 11th February 2026

Excellent service, market leading interest rates.

Excellent service, market leading interest rates. Great offer on cashback for direct debits. Reviewed on: 11th February 2026

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