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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

78% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good experience

Good experience. The ease of transaction is great Reviewed on: 11th February 2026

Very good in handling my finances

Very good in handling my finances Reviewed on: 11th February 2026

The best free current account I’ve found.

The best free current account I’ve found. Zopa makes everything so easy to see and do. I have taken advantage of their great interest rate bonuses & it’s really working for me as an all in one account for daily banking and saving. Reviewed on: 11th February 2026

Great accounts and good customer service

Recently contacted customer service and advice and interaction was helpful and friendly. Reviewed on: 11th February 2026

They're great value for customers

They're great value for customers and aren't like a normal bank Reviewed on: 11th February 2026

Great customer service and pleased with the services...

Great customer service and pleased with the services they providing Reviewed on: 11th February 2026

Great experience with accounts and app

Great experience with app, ISA, current/savings account. App is easy to use and well built. No complaints at all Reviewed on: 11th February 2026

I’ve found it so Easy to use thank you

I’ve found it so Easy to use thank you Reviewed on: 11th February 2026

Excellent in customer

Excellent in customer service and very good to have their card, the only thing for them to look in to is to allow the card to be add in to wallet so that it will be easier to use Reviewed on: 11th February 2026

Good products easy to set up

Easy to set up. Good range of products to help you towards your savings goals Reviewed on: 11th February 2026

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