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Zopa: Current account reviews

4.82
Based on 6,598 reviews, last reviewed 23rd Jul 2026
100% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026
samone 's avatar
samone

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6598)

Very good in handling my finances

5
Very good in handling my finances Reviewed on: 11th February 2026

The best free current account I’ve found.

5
The best free current account I’ve found. Zopa makes everything so easy to see and do. I have taken advantage of their great interest rate bonuses & it’s really working for me as an all in one account for daily banking and saving. Reviewed on: 11th February 2026

Great accounts and good customer service

4
Recently contacted customer service and advice and interaction was helpful and friendly. Reviewed on: 11th February 2026

They're great value for customers

5
They're great value for customers and aren't like a normal bank Reviewed on: 11th February 2026

Great customer service and pleased with the services...

5
Great customer service and pleased with the services they providing Reviewed on: 11th February 2026

Great experience with accounts and app

5
Great experience with app, ISA, current/savings account. App is easy to use and well built. No complaints at all Reviewed on: 11th February 2026

I’ve found it so Easy to use thank you

5
I’ve found it so Easy to use thank you Reviewed on: 11th February 2026

Excellent in customer

5
Excellent in customer service and very good to have their card, the only thing for them to look in to is to allow the card to be add in to wallet so that it will be easier to use Reviewed on: 11th February 2026

Good products easy to set up

5
Easy to set up. Good range of products to help you towards your savings goals Reviewed on: 11th February 2026

They really good and easy to use

5
They really good and easy to use Reviewed on: 11th February 2026

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