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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

78% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

They really good and easy to use

They really good and easy to use Reviewed on: 11th February 2026

Clear concise communication.

Clear concise communication.. easily accessible app and products.. no jargon or confusion. Options for different services transparent! Reviewed on: 11th February 2026

App is easy to use and good value for money.

App is easy to use and good value for money. Reviewed on: 11th February 2026

Great all round account.

Great way to save for different goals using multiple savings pots. Good interest rates on savings pots, great interest on regular savings pot and interest on your current account balance. What more could you want? Cash back on direct debts? You got it, up to £1500s worth. Reviewed on: 11th February 2026

So far very good.

So far very good. Very easy to use App and lots of options Reviewed on: 11th February 2026

Simple process of setting up account with straightfo...

Simple process of setting up account with straightforward options to access best available interest rates. Reviewed on: 11th February 2026

My favourite bank by far

I love using my Zopa account. It is so easy! And I love seeing my daily interest build, it’s so satisfying :) Reviewed on: 11th February 2026

Easy to open.

Easy to open. Cash back should be on shopping and normal bills too. But unfortunately it's just in direct debits. I'm Still very new to say more. But the interest rates are competitive. Strong reason to consider or go for it. Definitely well recommend. Reviewed on: 11th February 2026

Easy to use app and best rates arpund !

Easy to use app and best rates arpund ! Reviewed on: 11th February 2026

The best interest rates anywhere.

The best interest rates anywhere. Reviewed on: 11th February 2026

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